What is the cost of living in Swainsboro, GA?
According to the most recent data on the cost of living, Swainsboro has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Georgia, Swainsboro has a cost of living index that's 0.9x lower than Georgia's index of 95.
The standard of living in Swainsboro ranks as #7 most affordable out of the 157 places we measured in Georgia. By definition, that implies Swainsboro ranks as the #150 most expensive place in the Peach State.
For more reading on life in Swainsboro, check out:
Swainsboro Cost Of Living Vs. Georgia
Six factors go into calculating the cost of living index in Swainsboro. Here is how it fares on each of the criteria:
The Services index in Swainsboro is 95.
The Groceries index in Swainsboro is 101.
The Health index in Swainsboro is 54.
The Housing index in Swainsboro is 101.
The Transportation index in Swainsboro is 99.
The Utilities index in Swainsboro is 96.
| Living Expense | Swainsboro | Georgia | National Average |
|---|---|---|---|
| Overall | 86 | 95 | 100 |
| Services | 95 | 97 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 54 | 88 | 100 |
| Housing | 101 | 101 | 100 |
| Transportation | 99 | 104 | 100 |
| Utilities | 96 | 101 | 100 |
Swainsboro Cost Of Living Compared To Georgia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Georgia, check out:
Protect your home budget Compare home warranties in Swainsboro Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Swainsboro, GA Housing Cost Breakdown
Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Swainsboro is $129,026.
The Median Rent in Swainsboro is $836.
The Median Income in Swainsboro is $49,750.
The Home Value To Income in Swainsboro is 2.6x.
The Rent To Monthly Income in Swainsboro is 0.2x.
| Statistic | Swainsboro | Georgia | United States |
|---|---|---|---|
| Median Home Value | $129,026 | $332,063 | $332,700 |
| Median Rent | $836 | $1,393 | $1,413 |
| Median Income | $49,750 | $77,353 | $80,734 |
| Home Value To Income | 2.6x | 4.3x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.22x | 0.21x |
Swainsboro, GA Costs By Category
Detailed Swainsboro Services costs vs. Georgia
| Item | Swainsboro | Georgia |
|---|---|---|
| Shampoo | $1.1 | $1.28 |
| Movie | $12.83 | $12.13 |
| Bowling | $7.5 | $18 |
| Haircut | $13.33 | $24.26 |
| Beauty Salon | $35.83 | $45.56 |
Detailed Swainsboro Groceries costs vs. Georgia
| Item | Swainsboro | Georgia |
|---|---|---|
| Ground Beef | $6.74 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.52 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $9.98 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Swainsboro Health costs vs. Georgia
| Item | Swainsboro | Georgia |
|---|---|---|
| Optometrist | $133.0 | $125.68 |
| Doctor | $83.33 | $135.78 |
| Dentist | $131.25 | $113.29 |
Detailed Swainsboro Transportation costs vs. Georgia
| Item | Swainsboro | Georgia |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $65.19 | $59.92 |
Detailed Swainsboro Utilities costs vs. Georgia
| Item | Swainsboro | Georgia |
|---|---|---|
| All Electricity | $150.33 | $193.99 |
| Phone | $189.93 | $192.25 |
Swainsboro SnackAbility
Cost Of Living In Cities Around Swainsboro
The cost of living varies in the cities and towns around Swainsboro. Here's a quick look at the cost of living in the most populous nearby places:
Statesboro, GA has a cost of living index of 90, 1.0x Swainsboro.
Dublin, GA has a cost of living index of 89, 1.0x Swainsboro.
Vidalia, GA has a cost of living index of 89, 1.0x Swainsboro.
| City | Population | Cost Of Living | Vs. Swainsboro |
|---|---|---|---|
| Statesboro, GA | 34,149 | 90 | 1.0x |
| Dublin, GA | 16,136 | 89 | 1.0x |
| Vidalia, GA | 10,752 | 89 | 1.0x |
| Waynesboro, GA | 5,644 | 89 | 1.0x |
| Sandersville, GA | 5,601 | 86 | 1.0x |
