Toccoa, GA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Toccoa, GA Summary

Cost of living in Toccoa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Toccoa is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Georgia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Toccoa is 85, with 100 being the average.

  • The cost of living index in Toccoa is 0.8x lower than the national average.

  • Toccoa ranks as the #20 cheapest in Georgia out of 158.

  • Toccoa ranks as the #511 cheapest out of 6,489 in the US.

  • The median home value in Toccoa is $227,697.

  • The median income in Toccoa is $48,706.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
85
Toccoa's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Toccoa, GA?

According to the most recent data on the cost of living, Toccoa has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Georgia, Toccoa has a cost of living index that's 0.9x lower than Georgia's index of 91.

The standard of living in Toccoa ranks as #20 most affordable out of the 158 places we measured in Georgia. By definition, that implies Toccoa ranks as the #138 most expensive place in the Peach State.

For more reading on life in Toccoa, check out:

20 out of 158
In Georgia
511 out of 6,489
In America

Toccoa Cost Of Living Vs. Georgia

Six factors go into calculating the cost of living index in Toccoa. Here is how it fairs on each of the criteria:

  • The Services index in Toccoa is 100.

  • The Groceries index in Toccoa is 100.

  • The Health index in Toccoa is 97.

  • The Housing index in Toccoa is 58.

  • The Transportation index in Toccoa is 97.

  • The Utilities index in Toccoa is 82.

Living Expense Toccoa Georgia National Average
Overall 85 91 100
Services 100 99 100
Groceries 100 99 100
Health 97 100 100
Housing 58 85 100
Transportation 97 92 100
Utilities 82 86 100
For more reading on cost of living around Georgia, check out:
Toccoa Cost of Living Vs. GA

Toccoa, GA Housing Cost Breakdown

Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Toccoa is $227,697.

  • The Median Rent in Toccoa is $776.

  • The Median Income in Toccoa is $48,706.

  • The Home Value To Income in Toccoa is 4.7x.

  • The Rent To Monthly Income in Toccoa is 0.19x.

Statistic Toccoa Georgia United States
Median Home Value $227,697 $332,047 $303,400
Median Rent $776 $1,306 $1,348
Median Income $48,706 $74,664 $78,538
Home Value To Income 4.7x 4.4x 3.9x
Rent To Monthly Income 0.19x 0.21x 0.21x
$227,697
Median Home Value
$776
Median Rent
$48,706
Median Income

Toccoa, GA Costs By Category

Detailed Toccoa Services Costs Vs. Georgia

Item Toccoa Georgia
Shampoo $1.35 $1.28
Movie $11.26 $12.13
Bowling $23.87 $18
Haircut $17.24 $24.26
Beauty Salon $50.47 $45.56

Detailed Toccoa Groceries Costs Vs. Georgia

Item Toccoa Georgia
Ground Beef $5.77 $5.84
Fried Chicken $1.43 $1.57
Milk $4.62 $4.67
Potatoes $5.17 $4.93
Pizza $13.21 $12.09
Beer $10.31 $10.41
Toothpaste $3.78 $3.7

Detailed Toccoa Health Costs Vs. Georgia

Item Toccoa Georgia
Optometrist $82.73 $125.68
Doctor $125.0 $135.78
Dentist $119.4 $113.29

Detailed Toccoa Transportation Costs Vs. Georgia

Item Toccoa Georgia
Gasoline $3.34 $3.46
Tire Balancing $57.12 $59.92

Detailed Toccoa Utilities Costs Vs. Georgia

Item Toccoa Georgia
All Electricity $135.93 $193.99
Phone $189.93 $192.25

Toccoa SnackAbility

3
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8
Diversity
8
Safety
5
Amenities
8
Education
4
Commute
8

Cost Of Living In Cities Around Toccoa

The cost of living varies in the cities and towns around Toccoa. Here's a quick look at the cost of living in the most populous nearby places:

  • Gainesville, GA has a cost of living index of 104, 1.2x Toccoa.

  • Clemson, SC has a cost of living index of 106, 1.2x Toccoa.

  • Buford, GA has a cost of living index of 105, 1.2x Toccoa.

City Population Cost Of Living Vs. Toccoa
Gainesville, GA 44,051 104 1.2x
Clemson, SC 17,759 106 1.2x
Buford, GA 17,611 105 1.2x
Jefferson, GA 14,249 102 1.2x
Braselton, GA 14,139 116 1.4x
Powdersville, SC 11,321 103 1.2x
Flowery Branch, GA 10,286 110 1.3x
Auburn, GA 8,222 92 1.1x
Commerce, GA 7,684 94 1.1x
Centerville, SC 6,860 92 1.1x

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