What is the cost of living in Toccoa, GA?
According to the most recent data on the cost of living, Toccoa has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Georgia, Toccoa has a cost of living index that's 0.9x lower than Georgia's index of 95.
The standard of living in Toccoa ranks as #17 most affordable out of the 157 places we measured in Georgia. By definition, that implies Toccoa ranks as the #140 most expensive place in the Peach State.
For more reading on life in Toccoa, check out:
Toccoa Cost Of Living Vs. Georgia
Six factors go into calculating the cost of living index in Toccoa. Here is how it fares on each of the criteria:
The Services index in Toccoa is 101.
The Groceries index in Toccoa is 97.
The Health index in Toccoa is 59.
The Housing index in Toccoa is 99.
The Transportation index in Toccoa is 99.
The Utilities index in Toccoa is 95.
| Living Expense | Toccoa | Georgia | National Average |
|---|---|---|---|
| Overall | 88 | 95 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 59 | 88 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 99 | 104 | 100 |
| Utilities | 95 | 101 | 100 |
Toccoa Cost Of Living Compared To Georgia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Georgia, check out:
Protect your home budget Compare home warranties in Toccoa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Toccoa, GA Housing Cost Breakdown
Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Toccoa is $233,280.
The Median Rent in Toccoa is $711.
The Median Income in Toccoa is $48,438.
The Home Value To Income in Toccoa is 4.8x.
The Rent To Monthly Income in Toccoa is 0.18x.
Toccoa, GA Costs By Category
Detailed Toccoa Services costs vs. Georgia
Detailed Toccoa Groceries costs vs. Georgia
Detailed Toccoa Health costs vs. Georgia
Detailed Toccoa Transportation costs vs. Georgia
Toccoa SnackAbility
Cost Of Living In Cities Around Toccoa
The cost of living varies in the cities and towns around Toccoa. Here's a quick look at the cost of living in the most populous nearby places:
Gainesville, GA has a cost of living index of 103, 1.2x Toccoa.
Clemson, SC has a cost of living index of 112, 1.3x Toccoa.
Buford, GA has a cost of living index of 108, 1.2x Toccoa.
| City | Population | Cost Of Living | Vs. Toccoa |
|---|---|---|---|
| Gainesville, GA | 45,032 | 103 | 1.2x |
| Clemson, SC | 18,072 | 112 | 1.3x |
| Buford, GA | 17,997 | 108 | 1.2x |
| Braselton, GA | 15,178 | 119 | 1.4x |
| Jefferson, GA | 14,990 | 106 | 1.2x |
| Flowery Branch, GA | 10,925 | 115 | 1.3x |
| Powdersville, SC | 10,771 | 105 | 1.2x |
| Auburn, GA | 8,711 | 96 | 1.1x |
| Commerce, GA | 8,013 | 98 | 1.1x |
| Centerville, SC | 7,049 | 93 | 1.1x |
