Effingham, IL Cost Of Living
Cost Of Living In Effingham, IL Summary
Cost of living in Effingham research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Effingham is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Effingham is 85, with 100 being the average.
The cost of living index in Effingham is 0.8x lower than the national average.
Effingham ranks as the #46 cheapest in Illinois out of 336.
Effingham ranks as the #511 cheapest out of 6,489 in the US.
The median home value in Effingham is $235,416.
The median income in Effingham is $65,718.
Table Of Contents
Effingham's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Effingham, IL?
According to the most recent data on the cost of living, Effingham has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Illinois, Effingham has a cost of living index that's 0.9x lower than Illinois's index of 97.
The standard of living in Effingham ranks as #46 most affordable out of the 336 places we measured in Illinois. By definition, that implies Effingham ranks as the #290 most expensive place in the Prairie State.
For more reading on life in Effingham, check out:
In Illinois
In America
Effingham Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Effingham. Here is how it fairs on each of the criteria:
The Services index in Effingham is 83.
The Groceries index in Effingham is 96.
The Health index in Effingham is 83.
The Housing index in Effingham is 70.
The Transportation index in Effingham is 95.
The Utilities index in Effingham is 90.
| Living Expense | Effingham | Illinois | National Average | |
|---|---|---|---|---|
| Overall | 85 | 97 | 100 | |
| Services | 83 | 95 | 100 | |
| Groceries | 96 | 99 | 100 | |
| Health | 83 | 93 | 100 | |
| Housing | 70 | 95 | 100 | |
| Transportation | 95 | 102 | 100 | |
| Utilities | 90 | 91 | 100 | |
Effingham, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Effingham is $235,416.
The Median Rent in Effingham is $696.
The Median Income in Effingham is $65,718.
The Home Value To Income in Effingham is 3.6x.
The Rent To Monthly Income in Effingham is 0.13x.
Median Home Value
Median Rent
Median Income
Effingham, IL Costs By Category
Detailed Effingham Services Costs Vs. Illinois
Detailed Effingham Groceries Costs Vs. Illinois
Detailed Effingham Health Costs Vs. Illinois
Detailed Effingham Transportation Costs Vs. Illinois
Detailed Effingham Utilities Costs Vs. Illinois
Effingham SnackAbility
/10
Cost Of Living In Cities Around Effingham
The cost of living varies in the cities and towns around Effingham. Here's a quick look at the cost of living in the most populous nearby places:
Charleston, IL has a cost of living index of 92, 1.1x Effingham.
Mattoon, IL has a cost of living index of 78, 0.9x Effingham.
Olney, IL has a cost of living index of 85, 1.0x Effingham.
| City | Population | Cost Of Living | Vs. Effingham |
|---|---|---|---|
| Charleston, IL | 17,212 | 92 | 1.1x |
| Mattoon, IL | 16,334 | 78 | 0.9x |
| Olney, IL | 8,864 | 85 | 1.0x |
| Greenville, IL | 7,159 | 83 | 1.0x |
| Robinson, IL | 7,005 | 85 | 1.0x |
| Mount Zion, IL | 6,076 | 84 | 1.0x |
| Hillsboro, IL | 5,693 | 82 | 1.0x |
| Pana, IL | 5,277 | 74 | 0.9x |
