What is the cost of living in Freeport, IL?
According to the most recent data on the cost of living, Freeport has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.
Compared to Illinois, Freeport has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Freeport ranks as #19 most affordable out of the 336 places we measured in Illinois. By definition, that implies Freeport ranks as the #317 most expensive place in the Prairie State.
For more reading on life in Freeport, check out:
Freeport Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Freeport. Here is how it fares on each of the criteria:
The Services index in Freeport is 99.
The Groceries index in Freeport is 99.
The Health index in Freeport is 48.
The Housing index in Freeport is 99.
The Transportation index in Freeport is 96.
The Utilities index in Freeport is 95.
| Living Expense | Freeport | Illinois | National Average |
|---|---|---|---|
| Overall | 84 | 98 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 48 | 96 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 95 | 101 | 100 |
Freeport Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Freeport Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Freeport, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Freeport is $122,934.
The Median Rent in Freeport is $793.
The Median Income in Freeport is $51,723.
The Home Value To Income in Freeport is 2.4x.
The Rent To Monthly Income in Freeport is 0.18x.
Freeport, IL Costs By Category
Detailed Freeport Services costs vs. Illinois
Detailed Freeport Groceries costs vs. Illinois
Detailed Freeport Health costs vs. Illinois
Detailed Freeport Transportation costs vs. Illinois
Freeport SnackAbility
Cost Of Living In Cities Around Freeport
The cost of living varies in the cities and towns around Freeport. Here's a quick look at the cost of living in the most populous nearby places:
Verona, WI has a cost of living index of 115, 1.4x Freeport.
Dixon, IL has a cost of living index of 86, 1.0x Freeport.
Sterling, IL has a cost of living index of 84, 1.0x Freeport.
| City | Population | Cost Of Living | Vs. Freeport |
|---|---|---|---|
| Verona, WI | 15,232 | 115 | 1.4x |
| Dixon, IL | 14,910 | 86 | 1.0x |
| Sterling, IL | 14,717 | 84 | 1.0x |
| Stoughton, WI | 13,033 | 103 | 1.2x |
| Oregon, WI | 11,547 | 111 | 1.3x |
| Roscoe, IL | 10,706 | 101 | 1.2x |
| Rock Falls, IL | 8,587 | 83 | 1.0x |
| Rockton, IL | 7,974 | 96 | 1.1x |
| Mount Horeb, WI | 7,736 | 108 | 1.3x |








