What is the cost of living in Hillsboro, IL?
According to the most recent data on the cost of living, Hillsboro has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Illinois, Hillsboro has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Hillsboro ranks as #35 most affordable out of the 336 places we measured in Illinois. By definition, that implies Hillsboro ranks as the #301 most expensive place in the Prairie State.
For more reading on life in Hillsboro, check out:
Hillsboro Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Hillsboro. Here is how it fares on each of the criteria:
The Services index in Hillsboro is 100.
The Groceries index in Hillsboro is 103.
The Health index in Hillsboro is 58.
The Housing index in Hillsboro is 103.
The Transportation index in Hillsboro is 100.
The Utilities index in Hillsboro is 97.
| Living Expense | Hillsboro | Illinois | National Average |
|---|---|---|---|
| Overall | 86 | 98 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 103 | 99 | 100 |
| Health | 58 | 96 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 100 | 99 | 100 |
| Utilities | 97 | 101 | 100 |
Hillsboro Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Hillsboro Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hillsboro, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hillsboro is $139,938.
The Median Rent in Hillsboro is $715.
The Median Income in Hillsboro is $50,158.
The Home Value To Income in Hillsboro is 2.8x.
The Rent To Monthly Income in Hillsboro is 0.17x.
Hillsboro, IL Costs By Category
Detailed Hillsboro Services costs vs. Illinois
Detailed Hillsboro Groceries costs vs. Illinois
Detailed Hillsboro Health costs vs. Illinois
Detailed Hillsboro Transportation costs vs. Illinois
Hillsboro SnackAbility
Cost Of Living In Cities Around Hillsboro
The cost of living varies in the cities and towns around Hillsboro. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, IL has a cost of living index of 107, 1.2x Hillsboro.
Edwardsville, IL has a cost of living index of 104, 1.2x Hillsboro.
Godfrey, IL has a cost of living index of 94, 1.1x Hillsboro.
| City | Population | Cost Of Living | Vs. Hillsboro |
|---|---|---|---|
| O'Fallon, IL | 32,262 | 107 | 1.2x |
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Godfrey, IL | 17,712 | 94 | 1.1x |
| Chatham, IL | 14,639 | 103 | 1.2x |
| Shiloh, IL | 14,572 | 104 | 1.2x |
| Glen Carbon, IL | 13,977 | 106 | 1.2x |
| Troy, IL | 11,647 | 102 | 1.2x |
| Bethalto, IL | 9,239 | 91 | 1.1x |
| Mascoutah, IL | 8,816 | 100 | 1.2x |
| Maryville, IL | 8,316 | 102 | 1.2x |
