What is the cost of living in Lake Zurich, IL?
According to the most recent data on the cost of living, Lake Zurich has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Illinois, Lake Zurich has a cost of living index that's 1.2x higher than Illinois's index of 98.
The standard of living in Lake Zurich ranks as #286 most affordable out of the 336 places we measured in Illinois. By definition, that implies Lake Zurich ranks as the #50 most expensive place in the Prairie State.
For more reading on life in Lake Zurich, check out:
Lake Zurich Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Lake Zurich. Here is how it fares on each of the criteria:
The Services index in Lake Zurich is 102.
The Groceries index in Lake Zurich is 97.
The Health index in Lake Zurich is 180.
The Housing index in Lake Zurich is 100.
The Transportation index in Lake Zurich is 101.
The Utilities index in Lake Zurich is 94.
| Living Expense | Lake Zurich | Illinois | National Average |
|---|---|---|---|
| Overall | 122 | 98 | 100 |
| Services | 102 | 99 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 180 | 96 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 94 | 101 | 100 |
Lake Zurich Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Lake Zurich Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lake Zurich, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lake Zurich is $488,102.
The Median Rent in Lake Zurich is $1,909.
The Median Income in Lake Zurich is $135,968.
The Home Value To Income in Lake Zurich is 3.6x.
The Rent To Monthly Income in Lake Zurich is 0.17x.
| Statistic | Lake Zurich | Illinois | United States |
|---|---|---|---|
| Median Home Value | $488,102 | $285,735 | $332,700 |
| Median Rent | $1,909 | $1,274 | $1,413 |
| Median Income | $135,968 | $83,390 | $80,734 |
| Home Value To Income | 3.6x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Lake Zurich, IL Costs By Category
Detailed Lake Zurich Services costs vs. Illinois
| Item | Lake Zurich | Illinois |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $17.91 | $12.13 |
| Bowling | $24.58 | $18 |
| Haircut | $33.69 | $24.26 |
| Beauty Salon | $53.44 | $45.56 |
Detailed Lake Zurich Groceries costs vs. Illinois
| Item | Lake Zurich | Illinois |
|---|---|---|
| Ground Beef | $5.28 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.87 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.41 | $12.09 |
| Beer | $10.0 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Lake Zurich Health costs vs. Illinois
| Item | Lake Zurich | Illinois |
|---|---|---|
| Optometrist | $118.27 | $125.68 |
| Doctor | $167.67 | $135.78 |
| Dentist | $128.22 | $113.29 |
Detailed Lake Zurich Transportation costs vs. Illinois
| Item | Lake Zurich | Illinois |
|---|---|---|
| Gasoline | $3.56 | $3.46 |
| Tire Balancing | $70.87 | $59.92 |
Detailed Lake Zurich Utilities costs vs. Illinois
| Item | Lake Zurich | Illinois |
|---|---|---|
| All Electricity | $148.58 | $193.99 |
| Phone | $210.03 | $192.25 |
Lake Zurich SnackAbility
Cost Of Living In Cities Around Lake Zurich
The cost of living varies in the cities and towns around Lake Zurich. Here's a quick look at the cost of living in the most populous nearby places:
Arlington Heights, IL has a cost of living index of 125, 1.0x Lake Zurich.
Glenview, IL has a cost of living index of 146, 1.2x Lake Zurich.
Buffalo Grove, IL has a cost of living index of 126, 1.0x Lake Zurich.
| City | Population | Cost Of Living | Vs. Lake Zurich |
|---|---|---|---|
| Arlington Heights, IL | 76,005 | 125 | 1.0x |
| Glenview, IL | 47,752 | 146 | 1.2x |
| Buffalo Grove, IL | 42,891 | 126 | 1.0x |
| Bartlett, IL | 40,501 | 119 | 1.0x |
| Park Ridge, IL | 38,667 | 135 | 1.1x |
| Northbrook, IL | 34,585 | 151 | 1.2x |
| Highland Park, IL | 30,398 | 144 | 1.2x |
| Deerfield, IL | 19,518 | 148 | 1.2x |
| Barrington, IL | 11,077 | 138 | 1.1x |
| Hawthorn Woods, IL | 9,143 | 167 | 1.4x |
