What is the cost of living in Naperville, IL?
According to the most recent data on the cost of living, Naperville has an overall cost of living index of 133, which is 1.3x higher than the national index of 100.
Compared to Illinois, Naperville has a cost of living index that's 1.4x higher than Illinois's index of 98.
The standard of living in Naperville ranks as #308 most affordable out of the 336 places we measured in Illinois. By definition, that implies Naperville ranks as the #28 most expensive place in the Prairie State.
For more reading on life in Naperville, check out:
Naperville Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Naperville. Here is how it fares on each of the criteria:
The Services index in Naperville is 102.
The Groceries index in Naperville is 100.
The Health index in Naperville is 210.
The Housing index in Naperville is 102.
The Transportation index in Naperville is 99.
The Utilities index in Naperville is 100.
| Living Expense | Naperville | Illinois | National Average |
|---|---|---|---|
| Overall | 133 | 98 | 100 |
| Services | 102 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 210 | 96 | 100 |
| Housing | 102 | 101 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 100 | 101 | 100 |
Naperville Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Naperville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Naperville, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Naperville is $610,453.
The Median Rent in Naperville is $1,885.
The Median Income in Naperville is $155,105.
The Home Value To Income in Naperville is 3.9x.
The Rent To Monthly Income in Naperville is 0.15x.
| Statistic | Naperville | Illinois | United States |
|---|---|---|---|
| Median Home Value | $610,453 | $285,735 | $332,700 |
| Median Rent | $1,885 | $1,274 | $1,413 |
| Median Income | $155,105 | $83,390 | $80,734 |
| Home Value To Income | 3.9x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.21x |
Naperville, IL Costs By Category
Detailed Naperville Services costs vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $9.99 | $12.13 |
| Bowling | $16.0 | $18 |
| Haircut | $19.72 | $24.26 |
| Beauty Salon | $37.22 | $45.56 |
Detailed Naperville Groceries costs vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Ground Beef | $5.94 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $10.69 | $12.09 |
| Beer | $9.61 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Naperville Health costs vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Optometrist | $86.67 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $82.0 | $113.29 |
Detailed Naperville Transportation costs vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Gasoline | $3.52 | $3.46 |
| Tire Balancing | $45.0 | $59.92 |
Detailed Naperville Utilities costs vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| All Electricity | $156.87 | $193.99 |
| Phone | $198.03 | $192.25 |
Naperville SnackAbility
Cost Of Living In Cities Around Naperville
The cost of living varies in the cities and towns around Naperville. Here's a quick look at the cost of living in the most populous nearby places:
Aurora, IL has a cost of living index of 106, 0.8x Naperville.
Bolingbrook, IL has a cost of living index of 111, 0.8x Naperville.
Wheaton, IL has a cost of living index of 127, 1.0x Naperville.
| City | Population | Cost Of Living | Vs. Naperville |
|---|---|---|---|
| Aurora, IL | 179,898 | 106 | 0.8x |
| Bolingbrook, IL | 74,096 | 111 | 0.8x |
| Wheaton, IL | 53,557 | 127 | 1.0x |
| Downers Grove, IL | 50,054 | 124 | 0.9x |
| Plainfield, IL | 46,708 | 126 | 0.9x |
| Elmhurst, IL | 45,671 | 134 | 1.0x |
| Romeoville, IL | 41,152 | 108 | 0.8x |
| Bartlett, IL | 40,501 | 119 | 0.9x |
| Woodridge, IL | 33,941 | 116 | 0.9x |
| Glen Ellyn, IL | 28,390 | 137 | 1.0x |
