What is the cost of living in Rock Island, IL?
According to the most recent data on the cost of living, Rock Island has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Illinois, Rock Island has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Rock Island ranks as #69 most affordable out of the 336 places we measured in Illinois. By definition, that implies Rock Island ranks as the #267 most expensive place in the Prairie State.
For more reading on life in Rock Island, check out:
Rock Island Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Rock Island. Here is how it fares on each of the criteria:
The Services index in Rock Island is 101.
The Groceries index in Rock Island is 97.
The Health index in Rock Island is 61.
The Housing index in Rock Island is 101.
The Transportation index in Rock Island is 98.
The Utilities index in Rock Island is 102.
| Living Expense | Rock Island | Illinois | National Average |
|---|---|---|---|
| Overall | 90 | 98 | 100 |
| Services | 101 | 99 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 61 | 96 | 100 |
| Housing | 101 | 101 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 102 | 101 | 100 |
Rock Island Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Rock Island Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Rock Island, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Rock Island is $122,692.
The Median Rent in Rock Island is $842.
The Median Income in Rock Island is $59,041.
The Home Value To Income in Rock Island is 2.1x.
The Rent To Monthly Income in Rock Island is 0.17x.
| Statistic | Rock Island | Illinois | United States |
|---|---|---|---|
| Median Home Value | $122,692 | $285,735 | $332,700 |
| Median Rent | $842 | $1,274 | $1,413 |
| Median Income | $59,041 | $83,390 | $80,734 |
| Home Value To Income | 2.1x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Rock Island, IL Costs By Category
Detailed Rock Island Services costs vs. Illinois
| Item | Rock Island | Illinois |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $11.85 | $12.13 |
| Bowling | $18.5 | $18 |
| Haircut | $27.83 | $24.26 |
| Beauty Salon | $46.89 | $45.56 |
Detailed Rock Island Groceries costs vs. Illinois
| Item | Rock Island | Illinois |
|---|---|---|
| Ground Beef | $5.67 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.73 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $9.86 | $10.41 |
| Toothpaste | $3.82 | $3.7 |
Detailed Rock Island Health costs vs. Illinois
| Item | Rock Island | Illinois |
|---|---|---|
| Optometrist | $134.2 | $125.68 |
| Doctor | $140.02 | $135.78 |
| Dentist | $93.33 | $113.29 |
Detailed Rock Island Transportation costs vs. Illinois
| Item | Rock Island | Illinois |
|---|---|---|
| Gasoline | $3.37 | $3.46 |
| Tire Balancing | $72.71 | $59.92 |
Detailed Rock Island Utilities costs vs. Illinois
| Item | Rock Island | Illinois |
|---|---|---|
| All Electricity | $153.7 | $193.99 |
| Phone | $186.06 | $192.25 |
Rock Island SnackAbility
Cost Of Living In Cities Around Rock Island
The cost of living varies in the cities and towns around Rock Island. Here's a quick look at the cost of living in the most populous nearby places:
Davenport, IA has a cost of living index of 90, 1.0x Rock Island.
Moline, IL has a cost of living index of 91, 1.0x Rock Island.
Bettendorf, IA has a cost of living index of 104, 1.2x Rock Island.
| City | Population | Cost Of Living | Vs. Rock Island |
|---|---|---|---|
| Davenport, IA | 100,913 | 90 | 1.0x |
| Moline, IL | 42,197 | 91 | 1.0x |
| Bettendorf, IA | 39,647 | 104 | 1.2x |
| East Moline, IL | 20,904 | 91 | 1.0x |
| Silvis, IL | 7,955 | 91 | 1.0x |
| Eldridge, IA | 6,818 | 106 | 1.2x |
| Colona, IL | 5,139 | 90 | 1.0x |
| Milan, IL | 5,034 | 89 | 1.0x |
