What is the cost of living in Westchester, IL?
According to the most recent data on the cost of living, Westchester has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Illinois, Westchester has a cost of living index that's 1.2x higher than Illinois's index of 98.
The standard of living in Westchester ranks as #252 most affordable out of the 336 places we measured in Illinois. By definition, that implies Westchester ranks as the #84 most expensive place in the Prairie State.
For more reading on life in Westchester, check out:
Westchester Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Westchester. Here is how it fares on each of the criteria:
The Services index in Westchester is 103.
The Groceries index in Westchester is 98.
The Health index in Westchester is 139.
The Housing index in Westchester is 103.
The Transportation index in Westchester is 101.
The Utilities index in Westchester is 101.
| Living Expense | Westchester | Illinois | National Average |
|---|---|---|---|
| Overall | 114 | 98 | 100 |
| Services | 103 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 139 | 96 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 101 | 101 | 100 |
Westchester Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Westchester Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Westchester, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Westchester is $357,237.
The Median Rent in Westchester is $1,794.
The Median Income in Westchester is $98,954.
The Home Value To Income in Westchester is 3.6x.
The Rent To Monthly Income in Westchester is 0.22x.
| Statistic | Westchester | Illinois | United States |
|---|---|---|---|
| Median Home Value | $357,237 | $285,735 | $332,700 |
| Median Rent | $1,794 | $1,274 | $1,413 |
| Median Income | $98,954 | $83,390 | $80,734 |
| Home Value To Income | 3.6x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.18x | 0.21x |
Westchester, IL Costs By Category
Detailed Westchester Services costs vs. Illinois
| Item | Westchester | Illinois |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $17.91 | $12.13 |
| Bowling | $24.58 | $18 |
| Haircut | $33.69 | $24.26 |
| Beauty Salon | $53.44 | $45.56 |
Detailed Westchester Groceries costs vs. Illinois
| Item | Westchester | Illinois |
|---|---|---|
| Ground Beef | $5.28 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.87 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.41 | $12.09 |
| Beer | $10.0 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Westchester Health costs vs. Illinois
| Item | Westchester | Illinois |
|---|---|---|
| Optometrist | $118.27 | $125.68 |
| Doctor | $167.67 | $135.78 |
| Dentist | $128.22 | $113.29 |
Detailed Westchester Transportation costs vs. Illinois
| Item | Westchester | Illinois |
|---|---|---|
| Gasoline | $3.56 | $3.46 |
| Tire Balancing | $70.87 | $59.92 |
Detailed Westchester Utilities costs vs. Illinois
| Item | Westchester | Illinois |
|---|---|---|
| All Electricity | $148.58 | $193.99 |
| Phone | $210.03 | $192.25 |
Westchester SnackAbility
Cost Of Living In Cities Around Westchester
The cost of living varies in the cities and towns around Westchester. Here's a quick look at the cost of living in the most populous nearby places:
Wheaton, IL has a cost of living index of 127, 1.1x Westchester.
Glenview, IL has a cost of living index of 146, 1.3x Westchester.
Elmhurst, IL has a cost of living index of 134, 1.2x Westchester.
| City | Population | Cost Of Living | Vs. Westchester |
|---|---|---|---|
| Wheaton, IL | 53,557 | 127 | 1.1x |
| Glenview, IL | 47,752 | 146 | 1.3x |
| Elmhurst, IL | 45,671 | 134 | 1.2x |
| Park Ridge, IL | 38,667 | 135 | 1.2x |
| Northbrook, IL | 34,585 | 151 | 1.3x |
| Glen Ellyn, IL | 28,390 | 137 | 1.2x |
| Wilmette, IL | 27,503 | 161 | 1.4x |
| Maywood, IL | 23,201 | 95 | 0.8x |
| Brookfield, IL | 19,331 | 111 | 1.0x |
| Bellwood, IL | 18,256 | 98 | 0.9x |
