Winthrop Harbor, IL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Winthrop Harbor, IL Summary

Cost of living in Winthrop Harbor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Winthrop Harbor is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Winthrop Harbor is 101, with 100 being the average.

  • The cost of living index in Winthrop Harbor is 1.0x higher than the national average.

  • Winthrop Harbor ranks as the #152 cheapest in Illinois out of 336.

  • Winthrop Harbor ranks as the #2,735 cheapest out of 6,489 in the US.

  • The median home value in Winthrop Harbor is $298,433.

  • The median income in Winthrop Harbor is $94,221.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
101
Winthrop Harbor's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Winthrop Harbor, IL?

According to the most recent data on the cost of living, Winthrop Harbor has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.

Compared to Illinois, Winthrop Harbor has a cost of living index that's 1.0x higher than Illinois's index of 97.

The standard of living in Winthrop Harbor ranks as #152 most affordable out of the 336 places we measured in Illinois. By definition, that implies Winthrop Harbor ranks as the #184 most expensive place in the Prairie State.

For more reading on life in Winthrop Harbor, check out:

152 out of 336
In Illinois
2,735 out of 6,489
In America

Winthrop Harbor Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Winthrop Harbor. Here is how it fairs on each of the criteria:

  • The Services index in Winthrop Harbor is 98.

  • The Groceries index in Winthrop Harbor is 101.

  • The Health index in Winthrop Harbor is 111.

  • The Housing index in Winthrop Harbor is 107.

  • The Transportation index in Winthrop Harbor is 99.

  • The Utilities index in Winthrop Harbor is 106.

Living Expense Winthrop Harbor Illinois National Average
Overall 101 97 100
Services 98 95 100
Groceries 101 99 100
Health 111 93 100
Housing 107 95 100
Transportation 99 102 100
Utilities 106 91 100
For more reading on cost of living around Illinois, check out:
Winthrop Harbor Cost of Living Vs. IL

Winthrop Harbor, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Winthrop Harbor is $298,433.

  • The Median Rent in Winthrop Harbor is $1,262.

  • The Median Income in Winthrop Harbor is $94,221.

  • The Home Value To Income in Winthrop Harbor is 3.2x.

  • The Rent To Monthly Income in Winthrop Harbor is 0.16x.

Statistic Winthrop Harbor Illinois United States
Median Home Value $298,433 $283,508 $303,400
Median Rent $1,262 $1,227 $1,348
Median Income $94,221 $81,702 $78,538
Home Value To Income 3.2x 3.5x 3.9x
Rent To Monthly Income 0.16x 0.18x 0.21x
$298,433
Median Home Value
$1,262
Median Rent
$94,221
Median Income

Winthrop Harbor, IL Costs By Category

Detailed Winthrop Harbor Services Costs Vs. Illinois

Item Winthrop Harbor Illinois
Shampoo $1.07 $1.28
Movie $10.26 $12.13
Bowling $10.03 $18
Haircut $20.21 $24.26
Beauty Salon $33.25 $45.56

Detailed Winthrop Harbor Groceries Costs Vs. Illinois

Item Winthrop Harbor Illinois
Ground Beef $6.05 $5.84
Fried Chicken $1.46 $1.57
Milk $4.55 $4.67
Potatoes $4.1 $4.93
Pizza $11.33 $12.09
Beer $8.52 $10.41
Toothpaste $3.66 $3.7

Detailed Winthrop Harbor Health Costs Vs. Illinois

Item Winthrop Harbor Illinois
Optometrist $278.65 $125.68
Doctor $223.73 $135.78
Dentist $106.79 $113.29

Detailed Winthrop Harbor Transportation Costs Vs. Illinois

Item Winthrop Harbor Illinois
Gasoline $3.3 $3.46
Tire Balancing $44.14 $59.92

Detailed Winthrop Harbor Utilities Costs Vs. Illinois

Item Winthrop Harbor Illinois
All Electricity $182.69 $193.99
Phone $185.79 $192.25

Winthrop Harbor SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
8
Affordability
8.5
Diversity
7
Safety
N/A
Amenities
8
Education
8
Commute
4

Cost Of Living In Cities Around Winthrop Harbor

The cost of living varies in the cities and towns around Winthrop Harbor. Here's a quick look at the cost of living in the most populous nearby places:

  • Kenosha, WI has a cost of living index of 97, 1.0x Winthrop Harbor.

  • Waukegan, IL has a cost of living index of 97, 1.0x Winthrop Harbor.

  • Mundelein, IL has a cost of living index of 114, 1.1x Winthrop Harbor.

City Population Cost Of Living Vs. Winthrop Harbor
Kenosha, WI 99,147 97 1.0x
Waukegan, IL 88,919 97 1.0x
Mundelein, IL 31,632 114 1.1x
Gurnee, IL 30,486 117 1.2x
Vernon Hills, IL 26,772 125 1.2x
Zion, IL 24,466 97 1.0x
Pleasant Prairie, WI 21,515 111 1.1x
Libertyville, IL 20,493 135 1.3x
Antioch, IL 14,751 109 1.1x
Lindenhurst, IL 14,365 114 1.1x

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