What is the cost of living in Winthrop Harbor, IL?
According to the most recent data on the cost of living, Winthrop Harbor has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Illinois, Winthrop Harbor has a cost of living index that's 1.0x higher than Illinois's index of 98.
The standard of living in Winthrop Harbor ranks as #163 most affordable out of the 336 places we measured in Illinois. By definition, that implies Winthrop Harbor ranks as the #173 most expensive place in the Prairie State.
For more reading on life in Winthrop Harbor, check out:
Winthrop Harbor Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Winthrop Harbor. Here is how it fares on each of the criteria:
The Services index in Winthrop Harbor is 102.
The Groceries index in Winthrop Harbor is 98.
The Health index in Winthrop Harbor is 109.
The Housing index in Winthrop Harbor is 97.
The Transportation index in Winthrop Harbor is 100.
The Utilities index in Winthrop Harbor is 103.
| Living Expense | Winthrop Harbor | Illinois | National Average |
|---|---|---|---|
| Overall | 102 | 98 | 100 |
| Services | 102 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 109 | 96 | 100 |
| Housing | 97 | 101 | 100 |
| Transportation | 100 | 99 | 100 |
| Utilities | 103 | 101 | 100 |
Winthrop Harbor Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Winthrop Harbor Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Winthrop Harbor, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Winthrop Harbor is $292,813.
The Median Rent in Winthrop Harbor is $1,313.
The Median Income in Winthrop Harbor is $95,690.
The Home Value To Income in Winthrop Harbor is 3.1x.
The Rent To Monthly Income in Winthrop Harbor is 0.16x.
| Statistic | Winthrop Harbor | Illinois | United States |
|---|---|---|---|
| Median Home Value | $292,813 | $285,735 | $332,700 |
| Median Rent | $1,313 | $1,274 | $1,413 |
| Median Income | $95,690 | $83,390 | $80,734 |
| Home Value To Income | 3.1x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.18x | 0.21x |
Winthrop Harbor, IL Costs By Category
Detailed Winthrop Harbor Services costs vs. Illinois
| Item | Winthrop Harbor | Illinois |
|---|---|---|
| Shampoo | $1.07 | $1.28 |
| Movie | $10.26 | $12.13 |
| Bowling | $10.03 | $18 |
| Haircut | $20.21 | $24.26 |
| Beauty Salon | $33.25 | $45.56 |
Detailed Winthrop Harbor Groceries costs vs. Illinois
| Item | Winthrop Harbor | Illinois |
|---|---|---|
| Ground Beef | $6.05 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $4.1 | $4.93 |
| Pizza | $11.33 | $12.09 |
| Beer | $8.52 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Winthrop Harbor Health costs vs. Illinois
| Item | Winthrop Harbor | Illinois |
|---|---|---|
| Optometrist | $278.65 | $125.68 |
| Doctor | $223.73 | $135.78 |
| Dentist | $106.79 | $113.29 |
Detailed Winthrop Harbor Transportation costs vs. Illinois
| Item | Winthrop Harbor | Illinois |
|---|---|---|
| Gasoline | $3.3 | $3.46 |
| Tire Balancing | $44.14 | $59.92 |
Detailed Winthrop Harbor Utilities costs vs. Illinois
| Item | Winthrop Harbor | Illinois |
|---|---|---|
| All Electricity | $182.69 | $193.99 |
| Phone | $185.79 | $192.25 |
Winthrop Harbor SnackAbility
Cost Of Living In Cities Around Winthrop Harbor
The cost of living varies in the cities and towns around Winthrop Harbor. Here's a quick look at the cost of living in the most populous nearby places:
Kenosha, WI has a cost of living index of 97, 1.0x Winthrop Harbor.
Waukegan, IL has a cost of living index of 96, 0.9x Winthrop Harbor.
Mundelein, IL has a cost of living index of 110, 1.1x Winthrop Harbor.
| City | Population | Cost Of Living | Vs. Winthrop Harbor |
|---|---|---|---|
| Kenosha, WI | 99,372 | 97 | 1.0x |
| Waukegan, IL | 89,076 | 96 | 0.9x |
| Mundelein, IL | 31,915 | 110 | 1.1x |
| Gurnee, IL | 30,510 | 111 | 1.1x |
| Vernon Hills, IL | 26,876 | 126 | 1.2x |
| Zion, IL | 24,600 | 95 | 0.9x |
| Pleasant Prairie, WI | 21,669 | 110 | 1.1x |
| Libertyville, IL | 20,525 | 133 | 1.3x |
| Antioch, IL | 14,859 | 107 | 1.0x |
| Lindenhurst, IL | 14,417 | 110 | 1.1x |
