What is the cost of living in Bedford, IN?
According to the most recent data on the cost of living, Bedford has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Indiana, Bedford has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Bedford ranks as #54 most affordable out of the 129 places we measured in Indiana. By definition, that implies Bedford ranks as the #75 most expensive place in the Hoosier State.
For more reading on life in Bedford, check out:
Bedford Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Bedford. Here is how it fares on each of the criteria:
The Services index in Bedford is 96.
The Groceries index in Bedford is 99.
The Health index in Bedford is 62.
The Housing index in Bedford is 97.
The Transportation index in Bedford is 98.
The Utilities index in Bedford is 95.
| Living Expense | Bedford | Indiana | National Average |
|---|---|---|---|
| Overall | 88 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 99 | 95 | 100 |
| Health | 62 | 72 | 100 |
| Housing | 97 | 98 | 100 |
| Transportation | 98 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Bedford Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Bedford Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bedford, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bedford is $207,924.
The Median Rent in Bedford is $828.
The Median Income in Bedford is $49,553.
The Home Value To Income in Bedford is 4.2x.
The Rent To Monthly Income in Bedford is 0.2x.
Bedford, IN Costs By Category
Detailed Bedford Services costs vs. Indiana
Detailed Bedford Groceries costs vs. Indiana
Detailed Bedford Health costs vs. Indiana
Detailed Bedford Transportation costs vs. Indiana
Bedford SnackAbility
Cost Of Living In Cities Around Bedford
The cost of living varies in the cities and towns around Bedford. Here's a quick look at the cost of living in the most populous nearby places:
Bloomington, IN has a cost of living index of 103, 1.2x Bedford.
Columbus, IN has a cost of living index of 96, 1.1x Bedford.
Georgetown, KY has a cost of living index of 97, 1.1x Bedford.
| City | Population | Cost Of Living | Vs. Bedford |
|---|---|---|---|
| Bloomington, IN | 80,049 | 103 | 1.2x |
| Columbus, IN | 51,824 | 96 | 1.1x |
| Georgetown, KY | 39,117 | 97 | 1.1x |
| Elizabethtown, KY | 32,576 | 93 | 1.1x |
| Franklin, IN | 26,168 | 96 | 1.1x |
| Jasper, IN | 15,991 | 90 | 1.0x |
| Washington, IN | 12,367 | 87 | 1.0x |
| Bargersville, IN | 10,752 | 107 | 1.2x |
| Ellettsville, IN | 6,698 | 93 | 1.1x |
| Huntingburg, IN | 6,396 | 81 | 0.9x |
