What is the cost of living in Bluffton, IN?
According to the most recent data on the cost of living, Bluffton has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Indiana, Bluffton has a cost of living index that's 0.9x lower than Indiana's index of 90.
The standard of living in Bluffton ranks as #29 most affordable out of the 129 places we measured in Indiana. By definition, that implies Bluffton ranks as the #100 most expensive place in the Hoosier State.
For more reading on life in Bluffton, check out:
Bluffton Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Bluffton. Here is how it fares on each of the criteria:
The Services index in Bluffton is 99.
The Groceries index in Bluffton is 95.
The Health index in Bluffton is 57.
The Housing index in Bluffton is 102.
The Transportation index in Bluffton is 93.
The Utilities index in Bluffton is 96.
| Living Expense | Bluffton | Indiana | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 95 | 95 | 100 |
| Health | 57 | 72 | 100 |
| Housing | 102 | 98 | 100 |
| Transportation | 93 | 94 | 100 |
| Utilities | 96 | 96 | 100 |
Bluffton Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Bluffton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bluffton, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bluffton is $183,602.
The Median Rent in Bluffton is $732.
The Median Income in Bluffton is $57,539.
The Home Value To Income in Bluffton is 3.2x.
The Rent To Monthly Income in Bluffton is 0.15x.
Bluffton, IN Costs By Category
Detailed Bluffton Services costs vs. Indiana
Detailed Bluffton Groceries costs vs. Indiana
Detailed Bluffton Health costs vs. Indiana
Detailed Bluffton Transportation costs vs. Indiana
Bluffton SnackAbility
Cost Of Living In Cities Around Bluffton
The cost of living varies in the cities and towns around Bluffton. Here's a quick look at the cost of living in the most populous nearby places:
Auburn, IN has a cost of living index of 90, 1.1x Bluffton.
Celina, OH has a cost of living index of 88, 1.0x Bluffton.
Van Wert, OH has a cost of living index of 84, 1.0x Bluffton.
| City | Population | Cost Of Living | Vs. Bluffton |
|---|---|---|---|
| Auburn, IN | 13,565 | 90 | 1.1x |
| Celina, OH | 10,903 | 88 | 1.0x |
| Van Wert, OH | 10,790 | 84 | 1.0x |
| Decatur, IN | 9,811 | 87 | 1.0x |
| St. Marys, OH | 8,301 | 90 | 1.1x |
| Union, KY | 7,642 | 116 | 1.4x |
| Delphos, OH | 7,143 | 86 | 1.0x |
| Union, OH | 7,037 | 91 | 1.1x |
| Garrett, IN | 6,642 | 86 | 1.0x |
