What is the cost of living in Garrett, IN?
According to the most recent data on the cost of living, Garrett has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Indiana, Garrett has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Garrett ranks as #37 most affordable out of the 129 places we measured in Indiana. By definition, that implies Garrett ranks as the #92 most expensive place in the Hoosier State.
For more reading on life in Garrett, check out:
Garrett Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Garrett. Here is how it fares on each of the criteria:
The Services index in Garrett is 99.
The Groceries index in Garrett is 93.
The Health index in Garrett is 63.
The Housing index in Garrett is 100.
The Transportation index in Garrett is 95.
The Utilities index in Garrett is 95.
| Living Expense | Garrett | Indiana | National Average |
|---|---|---|---|
| Overall | 86 | 90 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 93 | 95 | 100 |
| Health | 63 | 72 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 95 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Garrett Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Garrett Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Garrett, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Garrett is $187,133.
The Median Rent in Garrett is $858.
The Median Income in Garrett is $64,179.
The Home Value To Income in Garrett is 2.9x.
The Rent To Monthly Income in Garrett is 0.16x.
Garrett, IN Costs By Category
Detailed Garrett Services costs vs. Indiana
Detailed Garrett Groceries costs vs. Indiana
Detailed Garrett Health costs vs. Indiana
Detailed Garrett Transportation costs vs. Indiana
Garrett SnackAbility
Cost Of Living In Cities Around Garrett
The cost of living varies in the cities and towns around Garrett. Here's a quick look at the cost of living in the most populous nearby places:
Goshen, IN has a cost of living index of 88, 1.0x Garrett.
Defiance, OH has a cost of living index of 85, 1.0x Garrett.
Auburn, IN has a cost of living index of 90, 1.0x Garrett.
| City | Population | Cost Of Living | Vs. Garrett |
|---|---|---|---|
| Goshen, IN | 34,420 | 88 | 1.0x |
| Defiance, OH | 17,276 | 85 | 1.0x |
| Auburn, IN | 13,565 | 90 | 1.0x |
| Sturgis, MI | 11,054 | 84 | 1.0x |
| Van Wert, OH | 10,790 | 84 | 1.0x |
| Kendallville, IN | 10,556 | 88 | 1.0x |
| Decatur, IN | 9,811 | 87 | 1.0x |
| Bryan, OH | 8,631 | 87 | 1.0x |
| Nappanee, IN | 6,815 | 89 | 1.0x |
| Dunlap, IN | 6,109 | 93 | 1.1x |
