Decatur, IN Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Decatur, IN Summary

Cost of living in Decatur research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Decatur is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Decatur is 87, with 100 being the average.

  • The cost of living index in Decatur is 0.9x lower than the national average.

  • Decatur ranks as the #39 cheapest in Indiana out of 128.

  • Decatur ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Decatur is $224,970.

  • The median income in Decatur is $58,867.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Decatur's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Decatur, IN?

According to the most recent data on the cost of living, Decatur has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Indiana, Decatur has a cost of living index that's 0.9x lower than Indiana's index of 92.

The standard of living in Decatur ranks as #39 most affordable out of the 128 places we measured in Indiana. By definition, that implies Decatur ranks as the #89 most expensive place in the Hoosier State.

For more reading on life in Decatur, check out:

39 out of 128
In Indiana
777 out of 6,489
In America

Decatur Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Decatur. Here is how it fairs on each of the criteria:

  • The Services index in Decatur is 96.

  • The Groceries index in Decatur is 102.

  • The Health index in Decatur is 97.

  • The Housing index in Decatur is 57.

  • The Transportation index in Decatur is 99.

  • The Utilities index in Decatur is 102.

Living Expense Decatur Indiana National Average
Overall 87 92 100
Services 96 95 100
Groceries 102 97 100
Health 97 94 100
Housing 57 73 100
Transportation 99 94 100
Utilities 102 107 100
For more reading on cost of living around Indiana, check out:
Decatur Cost of Living Vs. IN

Decatur, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Decatur is $224,970.

  • The Median Rent in Decatur is $804.

  • The Median Income in Decatur is $58,867.

  • The Home Value To Income in Decatur is 3.8x.

  • The Rent To Monthly Income in Decatur is 0.16x.

Statistic Decatur Indiana United States
Median Home Value $224,970 $251,301 $303,400
Median Rent $804 $1,020 $1,348
Median Income $58,867 $70,051 $78,538
Home Value To Income 3.8x 3.6x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$224,970
Median Home Value
$804
Median Rent
$58,867
Median Income

Decatur, IN Costs By Category

Detailed Decatur Services Costs Vs. Indiana

Item Decatur Indiana
Shampoo $1.32 $1.28
Movie $12.75 $12.13
Bowling $16.72 $18
Haircut $26.22 $24.26
Beauty Salon $33.78 $45.56

Detailed Decatur Groceries Costs Vs. Indiana

Item Decatur Indiana
Ground Beef $6.1 $5.84
Fried Chicken $1.64 $1.57
Milk $4.74 $4.67
Potatoes $5.08 $4.93
Pizza $12.79 $12.09
Beer $10.06 $10.41
Toothpaste $3.63 $3.7

Detailed Decatur Health Costs Vs. Indiana

Item Decatur Indiana
Optometrist $104.3 $125.68
Doctor $119.61 $135.78
Dentist $110.0 $113.29

Detailed Decatur Transportation Costs Vs. Indiana

Item Decatur Indiana
Gasoline $3.35 $3.46
Tire Balancing $59.65 $59.92

Detailed Decatur Utilities Costs Vs. Indiana

Item Decatur Indiana
All Electricity $197.87 $193.99
Phone $192.69 $192.25

Decatur SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
4
Affordability
8.5
Diversity
5
Safety
N/A
Amenities
8.5
Education
6
Commute
9

Cost Of Living In Cities Around Decatur

The cost of living varies in the cities and towns around Decatur. Here's a quick look at the cost of living in the most populous nearby places:

  • Defiance, OH has a cost of living index of 93, 1.1x Decatur.

  • Celina, OH has a cost of living index of 94, 1.1x Decatur.

  • Van Wert, OH has a cost of living index of 92, 1.1x Decatur.

City Population Cost Of Living Vs. Decatur
Defiance, OH 16,830 93 1.1x
Celina, OH 11,017 94 1.1x
Van Wert, OH 10,710 92 1.1x
Bluffton, IN 10,539 85 1.0x
Wapakoneta, OH 9,867 92 1.1x
Bryan, OH 8,664 84 1.0x
St. Marys, OH 8,319 94 1.1x
Union, KY 7,494 121 1.4x
Delphos, OH 7,063 90 1.0x
Union, OH 6,930 93 1.1x

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