Nappanee, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Nappanee, IN Summary

Cost of living in Nappanee research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Nappanee is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Nappanee is 87, with 100 being the average.

  • The cost of living index in Nappanee is 0.9x lower than the national average.

  • Nappanee ranks as the #39 cheapest in Indiana out of 128.

  • Nappanee ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Nappanee is $284,426.

  • The median income in Nappanee is $66,944.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Nappanee's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Nappanee, IN?

According to the most recent data on the cost of living, Nappanee has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Indiana, Nappanee has a cost of living index that's 0.9x lower than Indiana's index of 92.

The standard of living in Nappanee ranks as #39 most affordable out of the 128 places we measured in Indiana. By definition, that implies Nappanee ranks as the #89 most expensive place in the Hoosier State.

For more reading on life in Nappanee, check out:

39 out of 128
In Indiana
777 out of 6,489
In America

Nappanee Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Nappanee. Here is how it fairs on each of the criteria:

  • The Services index in Nappanee is 88.

  • The Groceries index in Nappanee is 99.

  • The Health index in Nappanee is 88.

  • The Housing index in Nappanee is 79.

  • The Transportation index in Nappanee is 92.

  • The Utilities index in Nappanee is 102.

Living Expense Nappanee Indiana National Average
Overall 87 92 100
Services 88 95 100
Groceries 99 97 100
Health 88 94 100
Housing 79 73 100
Transportation 92 94 100
Utilities 102 107 100
For more reading on cost of living around Indiana, check out:
Nappanee Cost of Living Vs. IN

Nappanee, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Nappanee is $284,426.

  • The Median Rent in Nappanee is $876.

  • The Median Income in Nappanee is $66,944.

  • The Home Value To Income in Nappanee is 4.2x.

  • The Rent To Monthly Income in Nappanee is 0.16x.

Statistic Nappanee Indiana United States
Median Home Value $284,426 $251,301 $303,400
Median Rent $876 $1,020 $1,348
Median Income $66,944 $70,051 $78,538
Home Value To Income 4.2x 3.6x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$284,426
Median Home Value
$876
Median Rent
$66,944
Median Income

Nappanee, IN Costs By Category

Detailed Nappanee Services Costs Vs. Indiana

Item Nappanee Indiana
Shampoo $1.34 $1.28
Movie $13.08 $12.13
Bowling $10.44 $18
Haircut $20.78 $24.26
Beauty Salon $52.07 $45.56

Detailed Nappanee Groceries Costs Vs. Indiana

Item Nappanee Indiana
Ground Beef $6.31 $5.84
Fried Chicken $1.62 $1.57
Milk $4.83 $4.67
Potatoes $4.96 $4.93
Pizza $11.04 $12.09
Beer $9.65 $10.41
Toothpaste $3.66 $3.7

Detailed Nappanee Health Costs Vs. Indiana

Item Nappanee Indiana
Optometrist $132.22 $125.68
Doctor $117.36 $135.78
Dentist $99.95 $113.29

Detailed Nappanee Transportation Costs Vs. Indiana

Item Nappanee Indiana
Gasoline $3.38 $3.46
Tire Balancing $42.17 $59.92

Detailed Nappanee Utilities Costs Vs. Indiana

Item Nappanee Indiana
All Electricity $199.24 $193.99
Phone $190.02 $192.25

Nappanee SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8.5
Diversity
6
Safety
N/A
Amenities
8
Education
5
Commute
9

Cost Of Living In Cities Around Nappanee

The cost of living varies in the cities and towns around Nappanee. Here's a quick look at the cost of living in the most populous nearby places:

  • Elkhart, IN has a cost of living index of 81, 0.9x Nappanee.

  • Mishawaka, IN has a cost of living index of 85, 1.0x Nappanee.

  • Goshen, IN has a cost of living index of 88, 1.0x Nappanee.

City Population Cost Of Living Vs. Nappanee
Elkhart, IN 53,726 81 0.9x
Mishawaka, IN 50,907 85 1.0x
Goshen, IN 34,374 88 1.0x
Warsaw, IN 16,592 89 1.0x
Dunlap, IN 6,602 91 1.0x

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