What is the cost of living in Warsaw, IN?
According to the most recent data on the cost of living, Warsaw has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Indiana, Warsaw has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Warsaw ranks as #62 most affordable out of the 129 places we measured in Indiana. By definition, that implies Warsaw ranks as the #67 most expensive place in the Hoosier State.
For more reading on life in Warsaw, check out:
Warsaw Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Warsaw. Here is how it fares on each of the criteria:
The Services index in Warsaw is 97.
The Groceries index in Warsaw is 96.
The Health index in Warsaw is 81.
The Housing index in Warsaw is 96.
The Transportation index in Warsaw is 95.
The Utilities index in Warsaw is 95.
| Living Expense | Warsaw | Indiana | National Average |
|---|---|---|---|
| Overall | 89 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 96 | 95 | 100 |
| Health | 81 | 72 | 100 |
| Housing | 96 | 98 | 100 |
| Transportation | 95 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Warsaw Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Warsaw Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Warsaw, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Warsaw is $271,690.
The Median Rent in Warsaw is $1,066.
The Median Income in Warsaw is $61,035.
The Home Value To Income in Warsaw is 4.5x.
The Rent To Monthly Income in Warsaw is 0.21x.
Warsaw, IN Costs By Category
Detailed Warsaw Services costs vs. Indiana
Detailed Warsaw Groceries costs vs. Indiana
Detailed Warsaw Health costs vs. Indiana
Detailed Warsaw Transportation costs vs. Indiana
Warsaw SnackAbility
Cost Of Living In Cities Around Warsaw
The cost of living varies in the cities and towns around Warsaw. Here's a quick look at the cost of living in the most populous nearby places:
Fort Wayne, IN has a cost of living index of 91, 1.0x Warsaw.
Goshen, IN has a cost of living index of 88, 1.0x Warsaw.
Granger, IN has a cost of living index of 106, 1.2x Warsaw.
| City | Population | Cost Of Living | Vs. Warsaw |
|---|---|---|---|
| Fort Wayne, IN | 268,589 | 91 | 1.0x |
| Goshen, IN | 34,420 | 88 | 1.0x |
| Granger, IN | 30,321 | 106 | 1.2x |
| New Haven, IN | 15,698 | 89 | 1.0x |
| Auburn, IN | 13,565 | 90 | 1.0x |
| Sturgis, MI | 11,054 | 84 | 0.9x |
| Nappanee, IN | 6,815 | 89 | 1.0x |
| Garrett, IN | 6,642 | 86 | 1.0x |
| Dunlap, IN | 6,109 | 93 | 1.0x |
| Winona Lake, IN | 5,080 | 95 | 1.1x |
