What is the cost of living in Nappanee, IN?
According to the most recent data on the cost of living, Nappanee has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Indiana, Nappanee has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Nappanee ranks as #62 most affordable out of the 129 places we measured in Indiana. By definition, that implies Nappanee ranks as the #67 most expensive place in the Hoosier State.
For more reading on life in Nappanee, check out:
Nappanee Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Nappanee. Here is how it fares on each of the criteria:
The Services index in Nappanee is 96.
The Groceries index in Nappanee is 94.
The Health index in Nappanee is 80.
The Housing index in Nappanee is 95.
The Transportation index in Nappanee is 98.
The Utilities index in Nappanee is 95.
| Living Expense | Nappanee | Indiana | National Average |
|---|---|---|---|
| Overall | 89 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 94 | 95 | 100 |
| Health | 80 | 72 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 98 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Nappanee Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Nappanee Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Nappanee, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Nappanee is $288,904.
The Median Rent in Nappanee is $856.
The Median Income in Nappanee is $68,892.
The Home Value To Income in Nappanee is 4.2x.
The Rent To Monthly Income in Nappanee is 0.15x.
Nappanee, IN Costs By Category
Detailed Nappanee Services costs vs. Indiana
Detailed Nappanee Groceries costs vs. Indiana
Detailed Nappanee Health costs vs. Indiana
Detailed Nappanee Transportation costs vs. Indiana
Nappanee SnackAbility
Cost Of Living In Cities Around Nappanee
The cost of living varies in the cities and towns around Nappanee. Here's a quick look at the cost of living in the most populous nearby places:
Elkhart, IN has a cost of living index of 84, 0.9x Nappanee.
Mishawaka, IN has a cost of living index of 85, 1.0x Nappanee.
Goshen, IN has a cost of living index of 88, 1.0x Nappanee.
| City | Population | Cost Of Living | Vs. Nappanee |
|---|---|---|---|
| Elkhart, IN | 53,733 | 84 | 0.9x |
| Mishawaka, IN | 51,021 | 85 | 1.0x |
| Goshen, IN | 34,420 | 88 | 1.0x |
| Warsaw, IN | 16,768 | 89 | 1.0x |
| Dunlap, IN | 6,109 | 93 | 1.0x |
