Westfield, IN Cost Of Living

The latest cost of living statistics for Westfield. Includes statistics on rent, mortgages, healthcare, and other costs for Westfield compared to the state and national averages.

Cost of living in Westfield, Indiana

Cost of living in Westfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westfield is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

112 Cost of living index 1.1x higher vs US
#126 Cheapest in Indiana (of 129)
#3,724 Cheapest in the U.S. (of 6,489)
$468,588 Median home value
$1,667 Median rent
$122,789 Median income
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What is the cost of living in Westfield, IN?

According to the most recent data on the cost of living, Westfield has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.

Compared to Indiana, Westfield has a cost of living index that's 1.2x higher than Indiana's index of 90.

The standard of living in Westfield ranks as #126 most affordable out of the 129 places we measured in Indiana. By definition, that implies Westfield ranks as the #3 most expensive place in the Hoosier State.

For more reading on life in Westfield, check out:

Westfield Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Westfield. Here is how it fares on each of the criteria:

  • The Services index in Westfield is 100.

  • The Groceries index in Westfield is 99.

  • The Health index in Westfield is 144.

  • The Housing index in Westfield is 99.

  • The Transportation index in Westfield is 101.

  • The Utilities index in Westfield is 91.

Living Expense Westfield Indiana National Average
Overall 112 90 100
Services 100 97 100
Groceries 99 95 100
Health 144 72 100
Housing 99 98 100
Transportation 101 94 100
Utilities 91 96 100

Westfield Cost Of Living Compared To Indiana Averages

Services
Westfield 100
Indiana avg 97
Groceries
Westfield 99
Indiana avg 95
Health
Westfield 144
Indiana avg 72
Housing
Westfield 99
Indiana avg 98
Transportation
Westfield 101
Indiana avg 94
Utilities
Westfield 91
Indiana avg 96

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Indiana, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Westfield, IN Housing Cost Breakdown

$468,588Median Home Value
$1,667Median Rent
$122,789Median Income

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Westfield is $468,588.

  • The Median Rent in Westfield is $1,667.

  • The Median Income in Westfield is $122,789.

  • The Home Value To Income in Westfield is 3.8x.

  • The Rent To Monthly Income in Westfield is 0.16x.

Statistic Westfield Indiana United States
Median Home Value $468,588 $254,121 $332,700
Median Rent $1,667 $1,062 $1,413
Median Income $122,789 $71,957 $80,734
Home Value To Income 3.8x 3.5x 4.1x
Rent To Monthly Income 0.16x 0.18x 0.21x

Westfield, IN Costs By Category

Detailed Westfield Services costs vs. Indiana
Item Westfield Indiana
Shampoo $1.33 $1.28
Movie $10.91 $12.13
Bowling $18.7 $18
Haircut $19.53 $24.26
Beauty Salon $39.03 $45.56
Detailed Westfield Groceries costs vs. Indiana
Item Westfield Indiana
Ground Beef $5.91 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.07 $4.93
Pizza $12.39 $12.09
Beer $10.3 $10.41
Toothpaste $3.67 $3.7
Detailed Westfield Health costs vs. Indiana
Item Westfield Indiana
Optometrist $73.37 $125.68
Doctor $99.19 $135.78
Dentist $109.26 $113.29
Detailed Westfield Transportation costs vs. Indiana
Item Westfield Indiana
Gasoline $3.39 $3.46
Tire Balancing $54.63 $59.92
Detailed Westfield Utilities costs vs. Indiana
Item Westfield Indiana
All Electricity $207.03 $193.99
Phone $190.02 $192.25

Westfield SnackAbility

9.5Overall SnackAbility
Jobs 9/10
Housing 8.5/10
Affordability 8.5/10
Diversity 8/10
Safety 8.5/10
Amenities 1/10
Education 9/10
Commute 8/10

Cost Of Living In Cities Around Westfield

The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:

  • Indianapolis, IN has a cost of living index of 94, 0.8x Westfield.

  • Carmel, IN has a cost of living index of 117, 1.0x Westfield.

  • Noblesville, IN has a cost of living index of 103, 0.9x Westfield.

City Population Cost Of Living Vs. Westfield
Indianapolis, IN 885,860 94 0.8x
Carmel, IN 101,651 117 1.0x
Noblesville, IN 73,362 103 0.9x
Lawrence, IN 49,517 95 0.8x
Zionsville, IN 32,095 122 1.1x
Brownsburg, IN 31,215 102 0.9x
Cumberland, IN 6,267 97 0.9x
Cicero, IN 5,509 98 0.9x