What is the cost of living in Zionsville, IN?
According to the most recent data on the cost of living, Zionsville has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Indiana, Zionsville has a cost of living index that's 1.4x higher than Indiana's index of 90.
The standard of living in Zionsville ranks as #129 most affordable out of the 129 places we measured in Indiana. By definition, that implies Zionsville ranks as the #0 most expensive place in the Hoosier State.
For more reading on life in Zionsville, check out:
Zionsville Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Zionsville. Here is how it fares on each of the criteria:
The Services index in Zionsville is 98.
The Groceries index in Zionsville is 99.
The Health index in Zionsville is 194.
The Housing index in Zionsville is 93.
The Transportation index in Zionsville is 91.
The Utilities index in Zionsville is 88.
| Living Expense | Zionsville | Indiana | National Average |
|---|---|---|---|
| Overall | 122 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 99 | 95 | 100 |
| Health | 194 | 72 | 100 |
| Housing | 93 | 98 | 100 |
| Transportation | 91 | 94 | 100 |
| Utilities | 88 | 96 | 100 |
Zionsville Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Zionsville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Zionsville, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Zionsville is $680,117.
The Median Rent in Zionsville is $1,792.
The Median Income in Zionsville is $172,024.
The Home Value To Income in Zionsville is 4.0x.
The Rent To Monthly Income in Zionsville is 0.13x.
| Statistic | Zionsville | Indiana | United States |
|---|---|---|---|
| Median Home Value | $680,117 | $254,121 | $332,700 |
| Median Rent | $1,792 | $1,062 | $1,413 |
| Median Income | $172,024 | $71,957 | $80,734 |
| Home Value To Income | 4.0x | 3.5x | 4.1x |
| Rent To Monthly Income | 0.13x | 0.18x | 0.21x |
Zionsville, IN Costs By Category
Detailed Zionsville Services costs vs. Indiana
| Item | Zionsville | Indiana |
|---|---|---|
| Shampoo | $1.33 | $1.28 |
| Movie | $10.91 | $12.13 |
| Bowling | $18.7 | $18 |
| Haircut | $19.53 | $24.26 |
| Beauty Salon | $39.03 | $45.56 |
Detailed Zionsville Groceries costs vs. Indiana
| Item | Zionsville | Indiana |
|---|---|---|
| Ground Beef | $5.91 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.07 | $4.93 |
| Pizza | $12.39 | $12.09 |
| Beer | $10.3 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Zionsville Health costs vs. Indiana
| Item | Zionsville | Indiana |
|---|---|---|
| Optometrist | $73.37 | $125.68 |
| Doctor | $99.19 | $135.78 |
| Dentist | $109.26 | $113.29 |
Detailed Zionsville Transportation costs vs. Indiana
| Item | Zionsville | Indiana |
|---|---|---|
| Gasoline | $3.39 | $3.46 |
| Tire Balancing | $54.63 | $59.92 |
Detailed Zionsville Utilities costs vs. Indiana
| Item | Zionsville | Indiana |
|---|---|---|
| All Electricity | $207.03 | $193.99 |
| Phone | $190.02 | $192.25 |
Zionsville SnackAbility
Cost Of Living In Cities Around Zionsville
The cost of living varies in the cities and towns around Zionsville. Here's a quick look at the cost of living in the most populous nearby places:
Indianapolis, IN has a cost of living index of 94, 0.8x Zionsville.
Carmel, IN has a cost of living index of 117, 1.0x Zionsville.
Noblesville, IN has a cost of living index of 103, 0.8x Zionsville.
| City | Population | Cost Of Living | Vs. Zionsville |
|---|---|---|---|
| Indianapolis, IN | 885,860 | 94 | 0.8x |
| Carmel, IN | 101,651 | 117 | 1.0x |
| Noblesville, IN | 73,362 | 103 | 0.8x |
| Westfield, IN | 54,677 | 112 | 0.9x |
| Lawrence, IN | 49,517 | 95 | 0.8x |
| Brownsburg, IN | 31,215 | 102 | 0.8x |
| Avon, IN | 23,437 | 103 | 0.8x |
| Lebanon, IN | 17,812 | 89 | 0.7x |
