Crestwood, KY Cost Of Living

The latest cost of living statistics for Crestwood. Includes statistics on rent, mortgages, healthcare, and other costs for Crestwood compared to the state and national averages.

Cost of living in Crestwood, Kentucky

Cost of living in Crestwood research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Crestwood is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

107 Cost of living index 1.1x higher vs US
#79 Cheapest in Kentucky (of 85)
#3,261 Cheapest in the U.S. (of 6,489)
$481,031 Median home value
$1,188 Median rent
$108,046 Median income
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What is the cost of living in Crestwood, KY?

According to the most recent data on the cost of living, Crestwood has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.

Compared to Kentucky, Crestwood has a cost of living index that's 1.2x higher than Kentucky's index of 89.

The standard of living in Crestwood ranks as #79 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Crestwood ranks as the #6 most expensive place in the Bluegrass State.

For more reading on life in Crestwood, check out:

Crestwood Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Crestwood. Here is how it fares on each of the criteria:

  • The Services index in Crestwood is 98.

  • The Groceries index in Crestwood is 97.

  • The Health index in Crestwood is 136.

  • The Housing index in Crestwood is 101.

  • The Transportation index in Crestwood is 100.

  • The Utilities index in Crestwood is 91.

Living Expense Crestwood Kentucky National Average
Overall 107 89 100
Services 98 100 100
Groceries 97 98 100
Health 136 68 100
Housing 101 98 100
Transportation 100 95 100
Utilities 91 96 100

Crestwood Cost Of Living Compared To Kentucky Averages

Services
Crestwood 98
Kentucky avg 100
Groceries
Crestwood 97
Kentucky avg 98
Health
Crestwood 136
Kentucky avg 68
Housing
Crestwood 101
Kentucky avg 98
Transportation
Crestwood 100
Kentucky avg 95
Utilities
Crestwood 91
Kentucky avg 96

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Kentucky, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Crestwood, KY Housing Cost Breakdown

$481,031Median Home Value
$1,188Median Rent
$108,046Median Income

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Crestwood is $481,031.

  • The Median Rent in Crestwood is $1,188.

  • The Median Income in Crestwood is $108,046.

  • The Home Value To Income in Crestwood is 4.5x.

  • The Rent To Monthly Income in Crestwood is 0.13x.

Statistic Crestwood Kentucky United States
Median Home Value $481,031 $231,894 $332,700
Median Rent $1,188 $967 $1,413
Median Income $108,046 $63,726 $80,734
Home Value To Income 4.5x 3.6x 4.1x
Rent To Monthly Income 0.13x 0.18x 0.21x

Crestwood, KY Costs By Category

Detailed Crestwood Services costs vs. Kentucky
Item Crestwood Kentucky
Shampoo $1.21 $1.28
Movie $13.05 $12.13
Bowling $21.91 $18
Haircut $26.5 $24.26
Beauty Salon $53.07 $45.56
Detailed Crestwood Groceries costs vs. Kentucky
Item Crestwood Kentucky
Ground Beef $6.07 $5.84
Fried Chicken $1.4 $1.57
Milk $4.72 $4.67
Potatoes $5.19 $4.93
Pizza $10.35 $12.09
Beer $9.84 $10.41
Toothpaste $3.5 $3.7
Detailed Crestwood Health costs vs. Kentucky
Item Crestwood Kentucky
Optometrist $87.52 $125.68
Doctor $106.15 $135.78
Dentist $102.55 $113.29
Detailed Crestwood Transportation costs vs. Kentucky
Item Crestwood Kentucky
Gasoline $3.11 $3.46
Tire Balancing $58.38 $59.92
Detailed Crestwood Utilities costs vs. Kentucky
Item Crestwood Kentucky
All Electricity $207.41 $193.99
Phone $192.46 $192.25

Crestwood SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 8/10
Affordability 8.5/10
Diversity 8/10
SafetyN/A
Amenities 8/10
Education 8/10
Commute 6/10

Cost Of Living In Cities Around Crestwood

The cost of living varies in the cities and towns around Crestwood. Here's a quick look at the cost of living in the most populous nearby places:

  • Jeffersontown, KY has a cost of living index of 101, 0.9x Crestwood.

  • Shelbyville, KY has a cost of living index of 99, 0.9x Crestwood.

  • St. Matthews, KY has a cost of living index of 108, 1.0x Crestwood.

City Population Cost Of Living Vs. Crestwood
Jeffersontown, KY 29,199 101 0.9x
Shelbyville, KY 17,668 99 0.9x
St. Matthews, KY 17,577 108 1.0x
Middletown, KY 9,763 108 1.0x
Douglass Hills, KY 5,474 107 1.0x