What is the cost of living in Jeffersontown, KY?
According to the most recent data on the cost of living, Jeffersontown has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Kentucky, Jeffersontown has a cost of living index that's 1.1x higher than Kentucky's index of 89.
The standard of living in Jeffersontown ranks as #74 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Jeffersontown ranks as the #11 most expensive place in the Bluegrass State.
For more reading on life in Jeffersontown, check out:
Jeffersontown Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Jeffersontown. Here is how it fares on each of the criteria:
The Services index in Jeffersontown is 98.
The Groceries index in Jeffersontown is 96.
The Health index in Jeffersontown is 102.
The Housing index in Jeffersontown is 100.
The Transportation index in Jeffersontown is 101.
The Utilities index in Jeffersontown is 91.
| Living Expense | Jeffersontown | Kentucky | National Average |
|---|---|---|---|
| Overall | 101 | 89 | 100 |
| Services | 98 | 100 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 102 | 68 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 101 | 95 | 100 |
| Utilities | 91 | 96 | 100 |
Jeffersontown Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Jeffersontown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jeffersontown, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jeffersontown is $282,762.
The Median Rent in Jeffersontown is $1,320.
The Median Income in Jeffersontown is $81,506.
The Home Value To Income in Jeffersontown is 3.5x.
The Rent To Monthly Income in Jeffersontown is 0.19x.
| Statistic | Jeffersontown | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $282,762 | $231,894 | $332,700 |
| Median Rent | $1,320 | $967 | $1,413 |
| Median Income | $81,506 | $63,726 | $80,734 |
| Home Value To Income | 3.5x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.18x | 0.21x |
Jeffersontown, KY Costs By Category
Detailed Jeffersontown Services costs vs. Kentucky
| Item | Jeffersontown | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Jeffersontown Groceries costs vs. Kentucky
| Item | Jeffersontown | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Jeffersontown Health costs vs. Kentucky
| Item | Jeffersontown | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Jeffersontown Transportation costs vs. Kentucky
| Item | Jeffersontown | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Jeffersontown Utilities costs vs. Kentucky
| Item | Jeffersontown | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Jeffersontown SnackAbility
Cost Of Living In Cities Around Jeffersontown
The cost of living varies in the cities and towns around Jeffersontown. Here's a quick look at the cost of living in the most populous nearby places:
Shelbyville, KY has a cost of living index of 99, 1.0x Jeffersontown.
St. Matthews, KY has a cost of living index of 108, 1.1x Jeffersontown.
Middletown, KY has a cost of living index of 108, 1.1x Jeffersontown.
| City | Population | Cost Of Living | Vs. Jeffersontown |
|---|---|---|---|
| Shelbyville, KY | 17,668 | 99 | 1.0x |
| St. Matthews, KY | 17,577 | 108 | 1.1x |
| Middletown, KY | 9,763 | 108 | 1.1x |
| Crestwood, KY | 6,356 | 107 | 1.1x |
| Douglass Hills, KY | 5,474 | 107 | 1.1x |








