Middletown, KY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Middletown, KY Summary

Cost of living in Middletown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Middletown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Middletown is 105, with 100 being the average.

  • The cost of living index in Middletown is 1.1x higher than the national average.

  • Middletown ranks as the #74 cheapest in Kentucky out of 84.

  • Middletown ranks as the #3,177 cheapest out of 6,489 in the US.

  • The median home value in Middletown is $352,223.

  • The median income in Middletown is $74,129.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
105
Middletown's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Middletown, KY?

According to the most recent data on the cost of living, Middletown has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.

Compared to Kentucky, Middletown has a cost of living index that's 1.1x higher than Kentucky's index of 92.

The standard of living in Middletown ranks as #74 most affordable out of the 84 places we measured in Kentucky. By definition, that implies Middletown ranks as the #10 most expensive place in the Bluegrass State.

For more reading on life in Middletown, check out:

74 out of 84
In Kentucky
3,177 out of 6,489
In America

Middletown Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Middletown. Here is how it fairs on each of the criteria:

  • The Services index in Middletown is 102.

  • The Groceries index in Middletown is 102.

  • The Health index in Middletown is 85.

  • The Housing index in Middletown is 124.

  • The Transportation index in Middletown is 93.

  • The Utilities index in Middletown is 102.

Living Expense Middletown Kentucky National Average
Overall 105 92 100
Services 102 101 100
Groceries 102 99 100
Health 85 85 100
Housing 124 71 100
Transportation 93 94 100
Utilities 102 105 100
For more reading on cost of living around Kentucky, check out:
Middletown Cost of Living Vs. KY

Middletown, KY Housing Cost Breakdown

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Middletown is $352,223.

  • The Median Rent in Middletown is $1,423.

  • The Median Income in Middletown is $74,129.

  • The Home Value To Income in Middletown is 4.8x.

  • The Rent To Monthly Income in Middletown is 0.23x.

Statistic Middletown Kentucky United States
Median Home Value $352,223 $226,606 $303,400
Median Rent $1,423 $933 $1,348
Median Income $74,129 $62,417 $78,538
Home Value To Income 4.8x 3.6x 3.9x
Rent To Monthly Income 0.23x 0.18x 0.21x
$352,223
Median Home Value
$1,423
Median Rent
$74,129
Median Income

Middletown, KY Costs By Category

Detailed Middletown Services Costs Vs. Kentucky

Item Middletown Kentucky
Shampoo $1.21 $1.28
Movie $13.05 $12.13
Bowling $21.91 $18
Haircut $26.5 $24.26
Beauty Salon $53.07 $45.56

Detailed Middletown Groceries Costs Vs. Kentucky

Item Middletown Kentucky
Ground Beef $6.07 $5.84
Fried Chicken $1.4 $1.57
Milk $4.72 $4.67
Potatoes $5.19 $4.93
Pizza $10.35 $12.09
Beer $9.84 $10.41
Toothpaste $3.5 $3.7

Detailed Middletown Health Costs Vs. Kentucky

Item Middletown Kentucky
Optometrist $87.52 $125.68
Doctor $106.15 $135.78
Dentist $102.55 $113.29

Detailed Middletown Transportation Costs Vs. Kentucky

Item Middletown Kentucky
Gasoline $3.11 $3.46
Tire Balancing $58.38 $59.92

Detailed Middletown Utilities Costs Vs. Kentucky

Item Middletown Kentucky
All Electricity $207.41 $193.99
Phone $192.46 $192.25

Middletown SnackAbility

7.5
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
7
Diversity
8
Safety
8
Amenities
8
Education
9
Commute
8.5

Cost Of Living In Cities Around Middletown

The cost of living varies in the cities and towns around Middletown. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, IL has a cost of living index of 87, 0.8x Middletown.

  • Bloomington, IL has a cost of living index of 98, 0.9x Middletown.

  • Normal, IL has a cost of living index of 101, 1.0x Middletown.

City Population Cost Of Living Vs. Middletown
Springfield, IL 113,714 87 0.8x
Bloomington, IL 78,703 98 0.9x
Normal, IL 52,908 101 1.0x
East Peoria, IL 22,485 90 0.9x
Morton, IL 16,503 96 0.9x
Washington, IL 15,946 95 0.9x
Chatham, IL 14,740 98 0.9x
Lincoln, IL 13,406 84 0.8x
Mount Zion, IL 6,076 84 0.8x
Eureka, IL 5,095 89 0.8x

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