What is the cost of living in Morehead, KY?
According to the most recent data on the cost of living, Morehead has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Morehead has a cost of living index that's 1.0x higher than Kentucky's index of 89.
The standard of living in Morehead ranks as #51 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Morehead ranks as the #34 most expensive place in the Bluegrass State.
For more reading on life in Morehead, check out:
Morehead Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Morehead. Here is how it fares on each of the criteria:
The Services index in Morehead is 97.
The Groceries index in Morehead is 98.
The Health index in Morehead is 83.
The Housing index in Morehead is 99.
The Transportation index in Morehead is 95.
The Utilities index in Morehead is 93.
| Living Expense | Morehead | Kentucky | National Average |
|---|---|---|---|
| Overall | 93 | 89 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 98 | 98 | 100 |
| Health | 83 | 68 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 93 | 96 | 100 |
Morehead Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Morehead Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Morehead, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Morehead is $179,843.
The Median Rent in Morehead is $800.
The Median Income in Morehead is $36,741.
The Home Value To Income in Morehead is 4.9x.
The Rent To Monthly Income in Morehead is 0.26x.
Morehead, KY Costs By Category
Detailed Morehead Services costs vs. Kentucky
Detailed Morehead Groceries costs vs. Kentucky
Detailed Morehead Health costs vs. Kentucky
Detailed Morehead Transportation costs vs. Kentucky
Morehead SnackAbility
Cost Of Living In Cities Around Morehead
The cost of living varies in the cities and towns around Morehead. Here's a quick look at the cost of living in the most populous nearby places:
Ashland, KY has a cost of living index of 87, 0.9x Morehead.
Winchester, KY has a cost of living index of 90, 1.0x Morehead.
Ironton, OH has a cost of living index of 84, 0.9x Morehead.
| City | Population | Cost Of Living | Vs. Morehead |
|---|---|---|---|
| Ashland, KY | 21,295 | 87 | 0.9x |
| Winchester, KY | 19,213 | 90 | 1.0x |
| Ironton, OH | 10,768 | 84 | 0.9x |
| Paris, KY | 10,160 | 89 | 1.0x |
| Maysville, KY | 8,737 | 89 | 1.0x |
| Flatwoods, KY | 7,269 | 88 | 0.9x |
| Cynthiana, KY | 6,458 | 86 | 0.9x |








