What is the cost of living in Cynthiana, KY?
According to the most recent data on the cost of living, Cynthiana has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Cynthiana has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Cynthiana ranks as #9 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Cynthiana ranks as the #76 most expensive place in the Bluegrass State.
For more reading on life in Cynthiana, check out:
Cynthiana Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Cynthiana. Here is how it fares on each of the criteria:
The Services index in Cynthiana is 99.
The Groceries index in Cynthiana is 100.
The Health index in Cynthiana is 64.
The Housing index in Cynthiana is 92.
The Transportation index in Cynthiana is 95.
The Utilities index in Cynthiana is 96.
| Living Expense | Cynthiana | Kentucky | National Average |
|---|---|---|---|
| Overall | 86 | 89 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 100 | 98 | 100 |
| Health | 64 | 68 | 100 |
| Housing | 92 | 98 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 96 | 96 | 100 |
Cynthiana Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Cynthiana Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cynthiana, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cynthiana is $236,039.
The Median Rent in Cynthiana is $770.
The Median Income in Cynthiana is $54,647.
The Home Value To Income in Cynthiana is 4.3x.
The Rent To Monthly Income in Cynthiana is 0.17x.
Cynthiana, KY Costs By Category
Detailed Cynthiana Services costs vs. Kentucky
Detailed Cynthiana Groceries costs vs. Kentucky
Detailed Cynthiana Health costs vs. Kentucky
Detailed Cynthiana Transportation costs vs. Kentucky
Cynthiana SnackAbility
Cost Of Living In Cities Around Cynthiana
The cost of living varies in the cities and towns around Cynthiana. Here's a quick look at the cost of living in the most populous nearby places:
Georgetown, KY has a cost of living index of 97, 1.1x Cynthiana.
Forestville, OH has a cost of living index of 106, 1.2x Cynthiana.
Paris, KY has a cost of living index of 89, 1.0x Cynthiana.
| City | Population | Cost Of Living | Vs. Cynthiana |
|---|---|---|---|
| Georgetown, KY | 39,117 | 97 | 1.1x |
| Forestville, OH | 10,831 | 106 | 1.2x |
| Paris, KY | 10,160 | 89 | 1.0x |
| Edgewood, KY | 8,447 | 101 | 1.2x |
| Dry Run, OH | 7,687 | 116 | 1.3x |
| Union, KY | 7,642 | 116 | 1.3x |
| Villa Hills, KY | 7,480 | 99 | 1.2x |
| Withamsville, OH | 7,429 | 92 | 1.1x |
| Cold Spring, KY | 6,341 | 99 | 1.2x |
