Radcliff, KY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Radcliff, KY Summary

Cost of living in Radcliff research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Radcliff is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Radcliff is 91, with 100 being the average.

  • The cost of living index in Radcliff is 0.9x lower than the national average.

  • Radcliff ranks as the #27 cheapest in Kentucky out of 84.

  • Radcliff ranks as the #1,347 cheapest out of 6,489 in the US.

  • The median home value in Radcliff is $212,705.

  • The median income in Radcliff is $60,976.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
91
Radcliff's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Radcliff, KY?

According to the most recent data on the cost of living, Radcliff has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.

Compared to Kentucky, Radcliff has a cost of living index that's 1.0x lower than Kentucky's index of 92.

The standard of living in Radcliff ranks as #27 most affordable out of the 84 places we measured in Kentucky. By definition, that implies Radcliff ranks as the #57 most expensive place in the Bluegrass State.

For more reading on life in Radcliff, check out:

27 out of 84
In Kentucky
1,347 out of 6,489
In America

Radcliff Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Radcliff. Here is how it fairs on each of the criteria:

  • The Services index in Radcliff is 100.

  • The Groceries index in Radcliff is 99.

  • The Health index in Radcliff is 84.

  • The Housing index in Radcliff is 74.

  • The Transportation index in Radcliff is 91.

  • The Utilities index in Radcliff is 105.

Living Expense Radcliff Kentucky National Average
Overall 91 92 100
Services 100 101 100
Groceries 99 99 100
Health 84 85 100
Housing 74 71 100
Transportation 91 94 100
Utilities 105 105 100
For more reading on cost of living around Kentucky, check out:
Radcliff Cost of Living Vs. KY

Radcliff, KY Housing Cost Breakdown

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Radcliff is $212,705.

  • The Median Rent in Radcliff is $965.

  • The Median Income in Radcliff is $60,976.

  • The Home Value To Income in Radcliff is 3.5x.

  • The Rent To Monthly Income in Radcliff is 0.19x.

Statistic Radcliff Kentucky United States
Median Home Value $212,705 $226,606 $303,400
Median Rent $965 $933 $1,348
Median Income $60,976 $62,417 $78,538
Home Value To Income 3.5x 3.6x 3.9x
Rent To Monthly Income 0.19x 0.18x 0.21x
$212,705
Median Home Value
$965
Median Rent
$60,976
Median Income

Radcliff, KY Costs By Category

Detailed Radcliff Services Costs Vs. Kentucky

Item Radcliff Kentucky
Shampoo $1.21 $1.28
Movie $13.05 $12.13
Bowling $21.91 $18
Haircut $26.5 $24.26
Beauty Salon $53.07 $45.56

Detailed Radcliff Groceries Costs Vs. Kentucky

Item Radcliff Kentucky
Ground Beef $6.07 $5.84
Fried Chicken $1.4 $1.57
Milk $4.72 $4.67
Potatoes $5.19 $4.93
Pizza $10.35 $12.09
Beer $9.84 $10.41
Toothpaste $3.5 $3.7

Detailed Radcliff Health Costs Vs. Kentucky

Item Radcliff Kentucky
Optometrist $87.52 $125.68
Doctor $106.15 $135.78
Dentist $102.55 $113.29

Detailed Radcliff Transportation Costs Vs. Kentucky

Item Radcliff Kentucky
Gasoline $3.11 $3.46
Tire Balancing $58.38 $59.92

Detailed Radcliff Utilities Costs Vs. Kentucky

Item Radcliff Kentucky
All Electricity $207.41 $193.99
Phone $192.46 $192.25

Radcliff SnackAbility

6
/10
Overall SnackAbility
Jobs
5/10
Housing
6
Affordability
7
Diversity
9.5
Safety
6
Amenities
8.5
Education
6
Commute
8

Cost Of Living In Cities Around Radcliff

The cost of living varies in the cities and towns around Radcliff. Here's a quick look at the cost of living in the most populous nearby places:

  • Elizabethtown, KY has a cost of living index of 95, 1.0x Radcliff.

  • Shepherdsville, KY has a cost of living index of 95, 1.0x Radcliff.

  • Fort Knox, KY has a cost of living index of 101, 1.1x Radcliff.

City Population Cost Of Living Vs. Radcliff
Elizabethtown, KY 31,870 95 1.0x
Shepherdsville, KY 14,351 95 1.0x
Fort Knox, KY 8,715 101 1.1x
Vine Grove, KY 6,721 98 1.1x

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