What is the cost of living in Shepherdsville, KY?
According to the most recent data on the cost of living, Shepherdsville has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Shepherdsville has a cost of living index that's 1.0x higher than Kentucky's index of 89.
The standard of living in Shepherdsville ranks as #45 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Shepherdsville ranks as the #40 most expensive place in the Bluegrass State.
For more reading on life in Shepherdsville, check out:
Shepherdsville Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Shepherdsville. Here is how it fares on each of the criteria:
The Services index in Shepherdsville is 97.
The Groceries index in Shepherdsville is 95.
The Health index in Shepherdsville is 85.
The Housing index in Shepherdsville is 99.
The Transportation index in Shepherdsville is 100.
The Utilities index in Shepherdsville is 92.
| Living Expense | Shepherdsville | Kentucky | National Average |
|---|---|---|---|
| Overall | 92 | 89 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 95 | 98 | 100 |
| Health | 85 | 68 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 100 | 95 | 100 |
| Utilities | 92 | 96 | 100 |
Shepherdsville Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Shepherdsville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Shepherdsville, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Shepherdsville is $285,269.
The Median Rent in Shepherdsville is $943.
The Median Income in Shepherdsville is $71,476.
The Home Value To Income in Shepherdsville is 4.0x.
The Rent To Monthly Income in Shepherdsville is 0.16x.
| Statistic | Shepherdsville | Kentucky | United States |
|---|---|---|---|
| Median Home Value | $285,269 | $231,894 | $332,700 |
| Median Rent | $943 | $967 | $1,413 |
| Median Income | $71,476 | $63,726 | $80,734 |
| Home Value To Income | 4.0x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.18x | 0.21x |
Shepherdsville, KY Costs By Category
Detailed Shepherdsville Services costs vs. Kentucky
| Item | Shepherdsville | Kentucky |
|---|---|---|
| Shampoo | $1.21 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.91 | $18 |
| Haircut | $26.5 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Shepherdsville Groceries costs vs. Kentucky
| Item | Shepherdsville | Kentucky |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $9.84 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Shepherdsville Health costs vs. Kentucky
| Item | Shepherdsville | Kentucky |
|---|---|---|
| Optometrist | $87.52 | $125.68 |
| Doctor | $106.15 | $135.78 |
| Dentist | $102.55 | $113.29 |
Detailed Shepherdsville Transportation costs vs. Kentucky
| Item | Shepherdsville | Kentucky |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $58.38 | $59.92 |
Detailed Shepherdsville Utilities costs vs. Kentucky
| Item | Shepherdsville | Kentucky |
|---|---|---|
| All Electricity | $207.41 | $193.99 |
| Phone | $192.46 | $192.25 |
Shepherdsville SnackAbility
Cost Of Living In Cities Around Shepherdsville
The cost of living varies in the cities and towns around Shepherdsville. Here's a quick look at the cost of living in the most populous nearby places:
Jeffersontown, KY has a cost of living index of 101, 1.1x Shepherdsville.
Radcliff, KY has a cost of living index of 88, 1.0x Shepherdsville.
Mount Washington, KY has a cost of living index of 97, 1.1x Shepherdsville.
| City | Population | Cost Of Living | Vs. Shepherdsville |
|---|---|---|---|
| Jeffersontown, KY | 29,199 | 101 | 1.1x |
| Radcliff, KY | 22,864 | 88 | 1.0x |
| Mount Washington, KY | 18,480 | 97 | 1.1x |
| St. Matthews, KY | 17,577 | 108 | 1.2x |
| Shively, KY | 15,638 | 87 | 0.9x |
| Fort Knox, KY | 8,836 | 99 | 1.1x |
| Hillview, KY | 8,797 | 94 | 1.0x |
| Vine Grove, KY | 6,830 | 99 | 1.1x |
| Douglass Hills, KY | 5,474 | 107 | 1.2x |
