What is the cost of living in Radcliff, KY?
According to the most recent data on the cost of living, Radcliff has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Radcliff has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Radcliff ranks as #20 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Radcliff ranks as the #65 most expensive place in the Bluegrass State.
For more reading on life in Radcliff, check out:
Radcliff Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Radcliff. Here is how it fares on each of the criteria:
The Services index in Radcliff is 99.
The Groceries index in Radcliff is 99.
The Health index in Radcliff is 74.
The Housing index in Radcliff is 98.
The Transportation index in Radcliff is 91.
The Utilities index in Radcliff is 98.
| Living Expense | Radcliff | Kentucky | National Average |
|---|---|---|---|
| Overall | 88 | 89 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 74 | 68 | 100 |
| Housing | 98 | 98 | 100 |
| Transportation | 91 | 95 | 100 |
| Utilities | 98 | 96 | 100 |
Radcliff Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Radcliff Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Radcliff, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Radcliff is $209,910.
The Median Rent in Radcliff is $971.
The Median Income in Radcliff is $58,559.
The Home Value To Income in Radcliff is 3.6x.
The Rent To Monthly Income in Radcliff is 0.2x.
Radcliff, KY Costs By Category
Detailed Radcliff Services costs vs. Kentucky
Detailed Radcliff Groceries costs vs. Kentucky
Detailed Radcliff Health costs vs. Kentucky
Detailed Radcliff Transportation costs vs. Kentucky
Radcliff SnackAbility
Cost Of Living In Cities Around Radcliff
The cost of living varies in the cities and towns around Radcliff. Here's a quick look at the cost of living in the most populous nearby places:
Elizabethtown, KY has a cost of living index of 93, 1.1x Radcliff.
Shepherdsville, KY has a cost of living index of 92, 1.0x Radcliff.
Fort Knox, KY has a cost of living index of 99, 1.1x Radcliff.
| City | Population | Cost Of Living | Vs. Radcliff |
|---|---|---|---|
| Elizabethtown, KY | 32,576 | 93 | 1.1x |
| Shepherdsville, KY | 14,533 | 92 | 1.0x |
| Fort Knox, KY | 8,836 | 99 | 1.1x |
| Vine Grove, KY | 6,830 | 99 | 1.1x |
