Wilmore, KY Cost Of Living

The latest cost of living statistics for Wilmore. Includes statistics on rent, mortgages, healthcare, and other costs for Wilmore compared to the state and national averages.

Cost of living in Wilmore, Kentucky

Cost of living in Wilmore research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Wilmore is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Kentucky, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

95 Cost of living index 0.9x lower vs US
#57 Cheapest in Kentucky (of 85)
#1,818 Cheapest in the U.S. (of 6,489)
$311,533 Median home value
$975 Median rent
$77,665 Median income
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What is the cost of living in Wilmore, KY?

According to the most recent data on the cost of living, Wilmore has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Kentucky, Wilmore has a cost of living index that's 1.1x higher than Kentucky's index of 89.

The standard of living in Wilmore ranks as #57 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Wilmore ranks as the #28 most expensive place in the Bluegrass State.

For more reading on life in Wilmore, check out:

Wilmore Cost Of Living Vs. Kentucky

Six factors go into calculating the cost of living index in Wilmore. Here is how it fares on each of the criteria:

  • The Services index in Wilmore is 98.

  • The Groceries index in Wilmore is 100.

  • The Health index in Wilmore is 89.

  • The Housing index in Wilmore is 100.

  • The Transportation index in Wilmore is 96.

  • The Utilities index in Wilmore is 100.

Living Expense Wilmore Kentucky National Average
Overall 95 89 100
Services 98 100 100
Groceries 100 98 100
Health 89 68 100
Housing 100 98 100
Transportation 96 95 100
Utilities 100 96 100

Wilmore Cost Of Living Compared To Kentucky Averages

Services
Wilmore 98
Kentucky avg 100
Groceries
Wilmore 100
Kentucky avg 98
Health
Wilmore 89
Kentucky avg 68
Housing
Wilmore 100
Kentucky avg 98
Transportation
Wilmore 96
Kentucky avg 95
Utilities
Wilmore 100
Kentucky avg 96

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Kentucky, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Wilmore, KY Housing Cost Breakdown

$311,533Median Home Value
$975Median Rent
$77,665Median Income

Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Wilmore is $311,533.

  • The Median Rent in Wilmore is $975.

  • The Median Income in Wilmore is $77,665.

  • The Home Value To Income in Wilmore is 4.0x.

  • The Rent To Monthly Income in Wilmore is 0.15x.

Statistic Wilmore Kentucky United States
Median Home Value $311,533 $231,894 $332,700
Median Rent $975 $967 $1,413
Median Income $77,665 $63,726 $80,734
Home Value To Income 4.0x 3.6x 4.1x
Rent To Monthly Income 0.15x 0.18x 0.21x

Wilmore, KY Costs By Category

Detailed Wilmore Services costs vs. Kentucky
Item Wilmore Kentucky
Shampoo $1.21 $1.28
Movie $13.05 $12.13
Bowling $21.91 $18
Haircut $26.5 $24.26
Beauty Salon $53.07 $45.56
Detailed Wilmore Groceries costs vs. Kentucky
Item Wilmore Kentucky
Ground Beef $6.07 $5.84
Fried Chicken $1.4 $1.57
Milk $4.72 $4.67
Potatoes $5.19 $4.93
Pizza $10.35 $12.09
Beer $9.84 $10.41
Toothpaste $3.5 $3.7
Detailed Wilmore Health costs vs. Kentucky
Item Wilmore Kentucky
Optometrist $87.52 $125.68
Doctor $106.15 $135.78
Dentist $102.55 $113.29
Detailed Wilmore Transportation costs vs. Kentucky
Item Wilmore Kentucky
Gasoline $3.11 $3.46
Tire Balancing $58.38 $59.92
Detailed Wilmore Utilities costs vs. Kentucky
Item Wilmore Kentucky
All Electricity $207.41 $193.99
Phone $192.46 $192.25

Wilmore SnackAbility

9Overall SnackAbility
Jobs 8.5/10
Housing 7/10
Affordability 8.5/10
Diversity 8/10
Safety 9/10
Amenities 8.5/10
Education 8.5/10
Commute 9/10

Cost Of Living In Cities Around Wilmore

The cost of living varies in the cities and towns around Wilmore. Here's a quick look at the cost of living in the most populous nearby places:

  • Nicholasville, KY has a cost of living index of 91, 1.0x Wilmore.

  • Danville, KY has a cost of living index of 91, 1.0x Wilmore.

  • Lawrenceburg, KY has a cost of living index of 92, 1.0x Wilmore.

City Population Cost Of Living Vs. Wilmore
Nicholasville, KY 32,197 91 1.0x
Danville, KY 17,327 91 1.0x
Lawrenceburg, KY 11,943 92 1.0x
Versailles, KY 10,492 93 1.0x
Harrodsburg, KY 9,313 87 0.9x