What is the cost of living in Ballenger Creek, MD?
According to the most recent data on the cost of living, Ballenger Creek has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.
Compared to Maryland, Ballenger Creek has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in Ballenger Creek ranks as #76 most affordable out of the 195 places we measured in Maryland. By definition, that implies Ballenger Creek ranks as the #119 most expensive place in the Old Line State.
For more reading on life in Ballenger Creek, check out:
Ballenger Creek Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Ballenger Creek. Here is how it fares on each of the criteria:
The Services index in Ballenger Creek is 102.
The Groceries index in Ballenger Creek is 109.
The Health index in Ballenger Creek is 162.
The Housing index in Ballenger Creek is 107.
The Transportation index in Ballenger Creek is 109.
The Utilities index in Ballenger Creek is 108.
| Living Expense | Ballenger Creek | Maryland | National Average |
|---|---|---|---|
| Overall | 124 | 121 | 100 |
| Services | 102 | 104 | 100 |
| Groceries | 109 | 107 | 100 |
| Health | 162 | 152 | 100 |
| Housing | 107 | 109 | 100 |
| Transportation | 109 | 108 | 100 |
| Utilities | 108 | 109 | 100 |
Ballenger Creek Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Ballenger Creek Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ballenger Creek, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ballenger Creek is $396,343.
The Median Rent in Ballenger Creek is $1,987.
The Median Income in Ballenger Creek is $108,944.
The Home Value To Income in Ballenger Creek is 3.6x.
The Rent To Monthly Income in Ballenger Creek is 0.22x.
| Statistic | Ballenger Creek | Maryland | United States |
|---|---|---|---|
| Median Home Value | $396,343 | $429,704 | $332,700 |
| Median Rent | $1,987 | $1,705 | $1,413 |
| Median Income | $108,944 | $103,678 | $80,734 |
| Home Value To Income | 3.6x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.2x | 0.21x |
Ballenger Creek, MD Costs By Category
Detailed Ballenger Creek Services costs vs. Maryland
| Item | Ballenger Creek | Maryland |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed Ballenger Creek Groceries costs vs. Maryland
| Item | Ballenger Creek | Maryland |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Ballenger Creek Health costs vs. Maryland
| Item | Ballenger Creek | Maryland |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed Ballenger Creek Transportation costs vs. Maryland
| Item | Ballenger Creek | Maryland |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed Ballenger Creek Utilities costs vs. Maryland
| Item | Ballenger Creek | Maryland |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
Ballenger Creek SnackAbility
Cost Of Living In Cities Around Ballenger Creek
The cost of living varies in the cities and towns around Ballenger Creek. Here's a quick look at the cost of living in the most populous nearby places:
Germantown, MD has a cost of living index of 135, 1.1x Ballenger Creek.
Frederick, MD has a cost of living index of 118, 1.0x Ballenger Creek.
Clarksburg, MD has a cost of living index of 156, 1.3x Ballenger Creek.
| City | Population | Cost Of Living | Vs. Ballenger Creek |
|---|---|---|---|
| Germantown, MD | 90,719 | 135 | 1.1x |
| Frederick, MD | 83,395 | 118 | 1.0x |
| Clarksburg, MD | 30,487 | 156 | 1.3x |
| Damascus, MD | 17,640 | 137 | 1.1x |
| Linganore, MD | 14,444 | 139 | 1.1x |
| Urbana, MD | 14,260 | 161 | 1.3x |
| Mount Airy, MD | 9,805 | 137 | 1.1x |
| Brunswick, MD | 8,450 | 112 | 0.9x |
| Walkersville, MD | 6,414 | 126 | 1.0x |
| Thurmont, MD | 6,254 | 117 | 0.9x |
