What is the cost of living in Clarksburg, MD?
According to the most recent data on the cost of living, Clarksburg has an overall cost of living index of 156, which is 1.6x higher than the national index of 100.
Compared to Maryland, Clarksburg has a cost of living index that's 1.3x higher than Maryland's index of 121.
The standard of living in Clarksburg ranks as #179 most affordable out of the 195 places we measured in Maryland. By definition, that implies Clarksburg ranks as the #16 most expensive place in the Old Line State.
For more reading on life in Clarksburg, check out:
Clarksburg Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Clarksburg. Here is how it fares on each of the criteria:
The Services index in Clarksburg is 106.
The Groceries index in Clarksburg is 108.
The Health index in Clarksburg is 271.
The Housing index in Clarksburg is 111.
The Transportation index in Clarksburg is 112.
The Utilities index in Clarksburg is 115.
| Living Expense | Clarksburg | Maryland | National Average |
|---|---|---|---|
| Overall | 156 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 271 | 152 | 100 |
| Housing | 111 | 109 | 100 |
| Transportation | 112 | 108 | 100 |
| Utilities | 115 | 109 | 100 |
Clarksburg Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Clarksburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Clarksburg, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Clarksburg is $636,188.
The Median Rent in Clarksburg is $2,495.
The Median Income in Clarksburg is $176,678.
The Home Value To Income in Clarksburg is 3.6x.
The Rent To Monthly Income in Clarksburg is 0.17x.
| Statistic | Clarksburg | Maryland | United States |
|---|---|---|---|
| Median Home Value | $636,188 | $429,704 | $332,700 |
| Median Rent | $2,495 | $1,705 | $1,413 |
| Median Income | $176,678 | $103,678 | $80,734 |
| Home Value To Income | 3.6x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.2x | 0.21x |
Clarksburg, MD Costs By Category
Detailed Clarksburg Services costs vs. Maryland
| Item | Clarksburg | Maryland |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed Clarksburg Groceries costs vs. Maryland
| Item | Clarksburg | Maryland |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Clarksburg Health costs vs. Maryland
| Item | Clarksburg | Maryland |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed Clarksburg Transportation costs vs. Maryland
| Item | Clarksburg | Maryland |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed Clarksburg Utilities costs vs. Maryland
| Item | Clarksburg | Maryland |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
Clarksburg SnackAbility
Cost Of Living In Cities Around Clarksburg
The cost of living varies in the cities and towns around Clarksburg. Here's a quick look at the cost of living in the most populous nearby places:
Germantown, MD has a cost of living index of 135, 0.9x Clarksburg.
Gaithersburg, MD has a cost of living index of 141, 0.9x Clarksburg.
Olney, MD has a cost of living index of 153, 1.0x Clarksburg.
| City | Population | Cost Of Living | Vs. Clarksburg |
|---|---|---|---|
| Germantown, MD | 90,719 | 135 | 0.9x |
| Gaithersburg, MD | 69,825 | 141 | 0.9x |
| Olney, MD | 35,797 | 153 | 1.0x |
| North Potomac, MD | 23,922 | 176 | 1.1x |
| Redland, MD | 18,665 | 141 | 0.9x |
| Damascus, MD | 17,640 | 137 | 0.9x |
| Colesville, MD | 14,519 | 145 | 0.9x |
| Urbana, MD | 14,260 | 161 | 1.0x |
| Kemp Mill, MD | 13,042 | 147 | 0.9x |
| Travilah, MD | 11,721 | 225 | 1.4x |
