What is the cost of living in Chesapeake Beach, MD?
According to the most recent data on the cost of living, Chesapeake Beach has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to Maryland, Chesapeake Beach has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Chesapeake Beach ranks as #110 most affordable out of the 195 places we measured in Maryland. By definition, that implies Chesapeake Beach ranks as the #85 most expensive place in the Old Line State.
For more reading on life in Chesapeake Beach, check out:
Chesapeake Beach Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Chesapeake Beach. Here is how it fares on each of the criteria:
The Services index in Chesapeake Beach is 106.
The Groceries index in Chesapeake Beach is 107.
The Health index in Chesapeake Beach is 188.
The Housing index in Chesapeake Beach is 108.
The Transportation index in Chesapeake Beach is 105.
The Utilities index in Chesapeake Beach is 103.
| Living Expense | Chesapeake Beach | Maryland | National Average |
|---|---|---|---|
| Overall | 132 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 107 | 107 | 100 |
| Health | 188 | 152 | 100 |
| Housing | 108 | 109 | 100 |
| Transportation | 105 | 108 | 100 |
| Utilities | 103 | 109 | 100 |
Chesapeake Beach Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Chesapeake Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Chesapeake Beach, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chesapeake Beach is $462,696.
The Median Rent in Chesapeake Beach is $1,756.
The Median Income in Chesapeake Beach is $138,895.
The Home Value To Income in Chesapeake Beach is 3.3x.
The Rent To Monthly Income in Chesapeake Beach is 0.15x.
| Statistic | Chesapeake Beach | Maryland | United States |
|---|---|---|---|
| Median Home Value | $462,696 | $429,704 | $332,700 |
| Median Rent | $1,756 | $1,705 | $1,413 |
| Median Income | $138,895 | $103,678 | $80,734 |
| Home Value To Income | 3.3x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Chesapeake Beach, MD Costs By Category
Detailed Chesapeake Beach Services costs vs. Maryland
| Item | Chesapeake Beach | Maryland |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $13.08 | $12.13 |
| Bowling | $24.34 | $18 |
| Haircut | $25.51 | $24.26 |
| Beauty Salon | $47.63 | $45.56 |
Detailed Chesapeake Beach Groceries costs vs. Maryland
| Item | Chesapeake Beach | Maryland |
|---|---|---|
| Ground Beef | $6.08 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.68 | $4.67 |
| Potatoes | $5.3 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $10.83 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Chesapeake Beach Health costs vs. Maryland
| Item | Chesapeake Beach | Maryland |
|---|---|---|
| Optometrist | $120.12 | $125.68 |
| Doctor | $135.82 | $135.78 |
| Dentist | $98.77 | $113.29 |
Detailed Chesapeake Beach Transportation costs vs. Maryland
| Item | Chesapeake Beach | Maryland |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $64.7 | $59.92 |
Detailed Chesapeake Beach Utilities costs vs. Maryland
| Item | Chesapeake Beach | Maryland |
|---|---|---|
| All Electricity | $213.29 | $193.99 |
| Phone | $184.83 | $192.25 |
Chesapeake Beach SnackAbility
Cost Of Living In Cities Around Chesapeake Beach
The cost of living varies in the cities and towns around Chesapeake Beach. Here's a quick look at the cost of living in the most populous nearby places:
Annapolis, MD has a cost of living index of 139, 1.1x Chesapeake Beach.
Clinton, MD has a cost of living index of 126, 1.0x Chesapeake Beach.
Kettering, MD has a cost of living index of 129, 1.0x Chesapeake Beach.
| City | Population | Cost Of Living | Vs. Chesapeake Beach |
|---|---|---|---|
| Annapolis, MD | 40,720 | 139 | 1.1x |
| Clinton, MD | 38,376 | 126 | 1.0x |
| Kettering, MD | 14,014 | 129 | 1.0x |
| Brock Hall, MD | 13,615 | 154 | 1.2x |
| Rosaryville, MD | 12,883 | 134 | 1.0x |
| Brandywine, MD | 12,160 | 140 | 1.1x |
| Annapolis Neck, MD | 12,032 | 168 | 1.3x |
| Mayo, MD | 8,694 | 147 | 1.1x |
| Edgewater, MD | 8,519 | 133 | 1.0x |
