What is the cost of living in Kettering, MD?
According to the most recent data on the cost of living, Kettering has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.
Compared to Maryland, Kettering has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Kettering ranks as #98 most affordable out of the 195 places we measured in Maryland. By definition, that implies Kettering ranks as the #97 most expensive place in the Old Line State.
For more reading on life in Kettering, check out:
Kettering Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Kettering. Here is how it fares on each of the criteria:
The Services index in Kettering is 104.
The Groceries index in Kettering is 107.
The Health index in Kettering is 191.
The Housing index in Kettering is 109.
The Transportation index in Kettering is 103.
The Utilities index in Kettering is 105.
| Living Expense | Kettering | Maryland | National Average |
|---|---|---|---|
| Overall | 129 | 121 | 100 |
| Services | 104 | 104 | 100 |
| Groceries | 107 | 107 | 100 |
| Health | 191 | 152 | 100 |
| Housing | 109 | 109 | 100 |
| Transportation | 103 | 108 | 100 |
| Utilities | 105 | 109 | 100 |
Kettering Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Kettering Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kettering, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kettering is $428,272.
The Median Rent in Kettering is $2,297.
The Median Income in Kettering is $126,938.
The Home Value To Income in Kettering is 3.4x.
The Rent To Monthly Income in Kettering is 0.22x.
Kettering, MD Costs By Category
Detailed Kettering Services costs vs. Maryland
Detailed Kettering Groceries costs vs. Maryland
Detailed Kettering Health costs vs. Maryland
Detailed Kettering Transportation costs vs. Maryland
Kettering SnackAbility
Cost Of Living In Cities Around Kettering
The cost of living varies in the cities and towns around Kettering. Here's a quick look at the cost of living in the most populous nearby places:
North Laurel, MD has a cost of living index of 137, 1.1x Kettering.
Summerfield, MD has a cost of living index of 122, 0.9x Kettering.
Colesville, MD has a cost of living index of 145, 1.1x Kettering.
| City | Population | Cost Of Living | Vs. Kettering |
|---|---|---|---|
| North Laurel, MD | 25,563 | 137 | 1.1x |
| Summerfield, MD | 15,065 | 122 | 0.9x |
| Colesville, MD | 14,519 | 145 | 1.1x |
| Lake Arbor, MD | 14,335 | 134 | 1.0x |
| Brock Hall, MD | 13,615 | 154 | 1.2x |
| Westphalia, MD | 13,228 | 131 | 1.0x |
| Kemp Mill, MD | 13,042 | 147 | 1.1x |
| Largo, MD | 12,229 | 123 | 1.0x |
| Mitchellville, MD | 11,359 | 137 | 1.1x |
| Chevy Chase, MD | 9,445 | 257 | 2.0x |
