What is the cost of living in Somerset, PA?
According to the most recent data on the cost of living, Somerset has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, Somerset has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in Somerset ranks as #54 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Somerset ranks as the #199 most expensive place in the Keystone State.
For more reading on life in Somerset, check out:
Somerset Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Somerset. Here is how it fares on each of the criteria:
The Services index in Somerset is 96.
The Groceries index in Somerset is 95.
The Health index in Somerset is 60.
The Housing index in Somerset is 102.
The Transportation index in Somerset is 98.
The Utilities index in Somerset is 96.
| Living Expense | Somerset | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 89 | 97 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 95 | 100 | 100 |
| Health | 60 | 88 | 100 |
| Housing | 102 | 102 | 100 |
| Transportation | 98 | 100 | 100 |
| Utilities | 96 | 101 | 100 |
Somerset Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Somerset, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Somerset is $217,890.
The Median Rent in Somerset is $678.
The Median Income in Somerset is $47,102.
The Home Value To Income in Somerset is 4.6x.
The Rent To Monthly Income in Somerset is 0.17x.
| Statistic | Somerset | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $217,890 | $282,735 | $332,700 |
| Median Rent | $678 | $1,209 | $1,413 |
| Median Income | $47,102 | $77,971 | $80,734 |
| Home Value To Income | 4.6x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.19x | 0.21x |
Somerset, PA Costs By Category
Detailed Somerset Services costs vs. Pennsylvania
| Item | Somerset | Pennsylvania |
|---|---|---|
| Shampoo | $1.15 | $1.28 |
| Movie | $10.26 | $12.13 |
| Bowling | $17.17 | $18 |
| Haircut | $29.44 | $24.26 |
| Beauty Salon | $49.17 | $45.56 |
Detailed Somerset Groceries costs vs. Pennsylvania
| Item | Somerset | Pennsylvania |
|---|---|---|
| Ground Beef | $5.63 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $11.17 | $12.09 |
| Beer | $10.15 | $10.41 |
| Toothpaste | $3.8 | $3.7 |
Detailed Somerset Health costs vs. Pennsylvania
| Item | Somerset | Pennsylvania |
|---|---|---|
| Optometrist | $126.67 | $125.68 |
| Doctor | $137.65 | $135.78 |
| Dentist | $100.44 | $113.29 |
Detailed Somerset Transportation costs vs. Pennsylvania
| Item | Somerset | Pennsylvania |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $47.54 | $59.92 |
Detailed Somerset Utilities costs vs. Pennsylvania
| Item | Somerset | Pennsylvania |
|---|---|---|
| All Electricity | $178.61 | $193.99 |
| Phone | $185.45 | $192.25 |
Somerset SnackAbility
Cost Of Living In Cities Around Somerset
The cost of living varies in the cities and towns around Somerset. Here's a quick look at the cost of living in the most populous nearby places:
Plum, PA has a cost of living index of 99, 1.1x Somerset.
Indiana, PA has a cost of living index of 91, 1.0x Somerset.
Jefferson Hills, PA has a cost of living index of 107, 1.2x Somerset.
| City | Population | Cost Of Living | Vs. Somerset |
|---|---|---|---|
| Plum, PA | 26,723 | 99 | 1.1x |
| Indiana, PA | 14,212 | 91 | 1.0x |
| Jefferson Hills, PA | 12,317 | 107 | 1.2x |
| Jeannette, PA | 8,657 | 89 | 1.0x |
| White Oak, PA | 7,468 | 91 | 1.0x |
| Hollidaysburg, PA | 5,558 | 96 | 1.1x |
| Turtle Creek, PA | 5,007 | 82 | 0.9x |
