Frostburg, MD Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Frostburg, MD Summary

Cost of living in Frostburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Frostburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Frostburg is 91, with 100 being the average.

  • The cost of living index in Frostburg is 0.9x lower than the national average.

  • Frostburg ranks as the #3 cheapest in Maryland out of 194.

  • Frostburg ranks as the #1,347 cheapest out of 6,489 in the US.

  • The median home value in Frostburg is $176,766.

  • The median income in Frostburg is $51,052.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
91
Frostburg's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Frostburg, MD?

According to the most recent data on the cost of living, Frostburg has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.

Compared to Maryland, Frostburg has a cost of living index that's 0.8x lower than Maryland's index of 121.

The standard of living in Frostburg ranks as #3 most affordable out of the 194 places we measured in Maryland. By definition, that implies Frostburg ranks as the #191 most expensive place in the Old Line State.

For more reading on life in Frostburg, check out:

3 out of 194
In Maryland
1,347 out of 6,489
In America

Frostburg Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Frostburg. Here is how it fairs on each of the criteria:

  • The Services index in Frostburg is 96.

  • The Groceries index in Frostburg is 94.

  • The Health index in Frostburg is 90.

  • The Housing index in Frostburg is 76.

  • The Transportation index in Frostburg is 93.

  • The Utilities index in Frostburg is 95.

Living Expense Frostburg Maryland National Average
Overall 91 121 100
Services 96 105 100
Groceries 94 107 100
Health 90 96 100
Housing 76 150 100
Transportation 93 99 100
Utilities 95 113 100
For more reading on cost of living around Maryland, check out:
Frostburg Cost of Living Vs. MD

Frostburg, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Frostburg is $176,766.

  • The Median Rent in Frostburg is $865.

  • The Median Income in Frostburg is $51,052.

  • The Home Value To Income in Frostburg is 3.5x.

  • The Rent To Monthly Income in Frostburg is 0.2x.

Statistic Frostburg Maryland United States
Median Home Value $176,766 $427,628 $303,400
Median Rent $865 $1,662 $1,348
Median Income $51,052 $101,652 $78,538
Home Value To Income 3.5x 4.2x 3.9x
Rent To Monthly Income 0.2x 0.2x 0.21x
$176,766
Median Home Value
$865
Median Rent
$51,052
Median Income

Frostburg, MD Costs By Category

Detailed Frostburg Services Costs Vs. Maryland

Item Frostburg Maryland
Shampoo $1.15 $1.28
Movie $10.26 $12.13
Bowling $17.17 $18
Haircut $29.44 $24.26
Beauty Salon $49.17 $45.56

Detailed Frostburg Groceries Costs Vs. Maryland

Item Frostburg Maryland
Ground Beef $5.63 $5.84
Fried Chicken $1.35 $1.57
Milk $4.56 $4.67
Potatoes $5.49 $4.93
Pizza $11.17 $12.09
Beer $10.15 $10.41
Toothpaste $3.8 $3.7

Detailed Frostburg Health Costs Vs. Maryland

Item Frostburg Maryland
Optometrist $126.67 $125.68
Doctor $137.65 $135.78
Dentist $100.44 $113.29

Detailed Frostburg Transportation Costs Vs. Maryland

Item Frostburg Maryland
Gasoline $3.46 $3.46
Tire Balancing $47.54 $59.92

Detailed Frostburg Utilities Costs Vs. Maryland

Item Frostburg Maryland
All Electricity $178.61 $193.99
Phone $185.45 $192.25

Frostburg SnackAbility

6
/10
Overall SnackAbility
Jobs
4/10
Housing
6
Affordability
6
Diversity
8
Safety
N/A
Amenities
8.5
Education
8
Commute
9

Cost Of Living In Cities Around Frostburg

The cost of living varies in the cities and towns around Frostburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Cheat Lake, WV has a cost of living index of 112, 1.2x Frostburg.

  • Uniontown, PA has a cost of living index of 81, 0.9x Frostburg.

  • Connellsville, PA has a cost of living index of 81, 0.9x Frostburg.

City Population Cost Of Living Vs. Frostburg
Cheat Lake, WV 10,485 112 1.2x
Uniontown, PA 9,819 81 0.9x
Connellsville, PA 6,914 81 0.9x
Somerset, PA 5,984 85 0.9x
Central, SC 5,299 88 1.0x

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