What is the cost of living in Frostburg, MD?
According to the most recent data on the cost of living, Frostburg has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Maryland, Frostburg has a cost of living index that's 0.7x lower than Maryland's index of 121.
The standard of living in Frostburg ranks as #1 most affordable out of the 195 places we measured in Maryland. By definition, that implies Frostburg ranks as the #194 most expensive place in the Old Line State.
For more reading on life in Frostburg, check out:
Frostburg Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Frostburg. Here is how it fares on each of the criteria:
The Services index in Frostburg is 96.
The Groceries index in Frostburg is 91.
The Health index in Frostburg is 77.
The Housing index in Frostburg is 97.
The Transportation index in Frostburg is 92.
The Utilities index in Frostburg is 94.
| Living Expense | Frostburg | Maryland | National Average |
|---|---|---|---|
| Overall | 88 | 121 | 100 |
| Services | 96 | 104 | 100 |
| Groceries | 91 | 107 | 100 |
| Health | 77 | 152 | 100 |
| Housing | 97 | 109 | 100 |
| Transportation | 92 | 108 | 100 |
| Utilities | 94 | 109 | 100 |
Frostburg Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Frostburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Frostburg, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Frostburg is $176,234.
The Median Rent in Frostburg is $945.
The Median Income in Frostburg is $52,977.
The Home Value To Income in Frostburg is 3.3x.
The Rent To Monthly Income in Frostburg is 0.21x.
Frostburg, MD Costs By Category
Detailed Frostburg Services costs vs. Maryland
Detailed Frostburg Groceries costs vs. Maryland
Detailed Frostburg Health costs vs. Maryland
Detailed Frostburg Transportation costs vs. Maryland
Frostburg SnackAbility
Cost Of Living In Cities Around Frostburg
The cost of living varies in the cities and towns around Frostburg. Here's a quick look at the cost of living in the most populous nearby places:
Cheat Lake, WV has a cost of living index of 113, 1.3x Frostburg.
Uniontown, PA has a cost of living index of 81, 0.9x Frostburg.
Connellsville, PA has a cost of living index of 87, 1.0x Frostburg.
| City | Population | Cost Of Living | Vs. Frostburg |
|---|---|---|---|
| Cheat Lake, WV | 10,902 | 113 | 1.3x |
| Uniontown, PA | 9,742 | 81 | 0.9x |
| Connellsville, PA | 6,849 | 87 | 1.0x |
| Somerset, PA | 5,944 | 89 | 1.0x |
| Central, SC | 5,320 | 92 | 1.0x |
