What is the cost of living in Westphalia, MD?
According to the most recent data on the cost of living, Westphalia has an overall cost of living index of 131, which is 1.3x higher than the national index of 100.
Compared to Maryland, Westphalia has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Westphalia ranks as #107 most affordable out of the 195 places we measured in Maryland. By definition, that implies Westphalia ranks as the #88 most expensive place in the Old Line State.
For more reading on life in Westphalia, check out:
Westphalia Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Westphalia. Here is how it fares on each of the criteria:
The Services index in Westphalia is 105.
The Groceries index in Westphalia is 108.
The Health index in Westphalia is 194.
The Housing index in Westphalia is 110.
The Transportation index in Westphalia is 108.
The Utilities index in Westphalia is 105.
| Living Expense | Westphalia | Maryland | National Average |
|---|---|---|---|
| Overall | 131 | 121 | 100 |
| Services | 105 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 194 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 108 | 108 | 100 |
| Utilities | 105 | 109 | 100 |
Westphalia Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Westphalia Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Westphalia, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Westphalia is $543,398.
The Median Rent in Westphalia is $2,193.
The Median Income in Westphalia is $164,197.
The Home Value To Income in Westphalia is 3.3x.
The Rent To Monthly Income in Westphalia is 0.16x.
| Statistic | Westphalia | Maryland | United States |
|---|---|---|---|
| Median Home Value | $543,398 | $429,704 | $332,700 |
| Median Rent | $2,193 | $1,705 | $1,413 |
| Median Income | $164,197 | $103,678 | $80,734 |
| Home Value To Income | 3.3x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
Westphalia, MD Costs By Category
Detailed Westphalia Services costs vs. Maryland
| Item | Westphalia | Maryland |
|---|---|---|
| Shampoo | $1.63 | $1.28 |
| Movie | $15.72 | $12.13 |
| Bowling | $24.56 | $18 |
| Haircut | $41.31 | $24.26 |
| Beauty Salon | $73.33 | $45.56 |
Detailed Westphalia Groceries costs vs. Maryland
| Item | Westphalia | Maryland |
|---|---|---|
| Ground Beef | $5.72 | $5.84 |
| Fried Chicken | $1.31 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.15 | $4.93 |
| Pizza | $12.83 | $12.09 |
| Beer | $11.41 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Westphalia Health costs vs. Maryland
| Item | Westphalia | Maryland |
|---|---|---|
| Optometrist | $112.83 | $125.68 |
| Doctor | $156.21 | $135.78 |
| Dentist | $135.09 | $113.29 |
Detailed Westphalia Transportation costs vs. Maryland
| Item | Westphalia | Maryland |
|---|---|---|
| Gasoline | $3.37 | $3.46 |
| Tire Balancing | $75.27 | $59.92 |
Detailed Westphalia Utilities costs vs. Maryland
| Item | Westphalia | Maryland |
|---|---|---|
| All Electricity | $227.7 | $193.99 |
| Phone | $190.71 | $192.25 |
Westphalia SnackAbility
Cost Of Living In Cities Around Westphalia
The cost of living varies in the cities and towns around Westphalia. Here's a quick look at the cost of living in the most populous nearby places:
Bethesda, MD has a cost of living index of 204, 1.6x Westphalia.
North Laurel, MD has a cost of living index of 137, 1.0x Westphalia.
Colesville, MD has a cost of living index of 145, 1.1x Westphalia.
| City | Population | Cost Of Living | Vs. Westphalia |
|---|---|---|---|
| Bethesda, MD | 69,397 | 204 | 1.6x |
| North Laurel, MD | 25,563 | 137 | 1.0x |
| Colesville, MD | 14,519 | 145 | 1.1x |
| Kettering, MD | 14,014 | 129 | 1.0x |
| Brock Hall, MD | 13,615 | 154 | 1.2x |
| Kemp Mill, MD | 13,042 | 147 | 1.1x |
| Largo, MD | 12,229 | 123 | 0.9x |
| Forestville, MD | 10,495 | 119 | 0.9x |
| Chevy Chase, MD | 9,445 | 257 | 2.0x |
| Four Corners, MD | 8,150 | 154 | 1.2x |
