What is the cost of living in Thurmont, MD?
According to the most recent data on the cost of living, Thurmont has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.
Compared to Maryland, Thurmont has a cost of living index that's 1.0x lower than Maryland's index of 121.
The standard of living in Thurmont ranks as #44 most affordable out of the 195 places we measured in Maryland. By definition, that implies Thurmont ranks as the #151 most expensive place in the Old Line State.
For more reading on life in Thurmont, check out:
Thurmont Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Thurmont. Here is how it fares on each of the criteria:
The Services index in Thurmont is 106.
The Groceries index in Thurmont is 111.
The Health index in Thurmont is 137.
The Housing index in Thurmont is 110.
The Transportation index in Thurmont is 107.
The Utilities index in Thurmont is 109.
| Living Expense | Thurmont | Maryland | National Average |
|---|---|---|---|
| Overall | 117 | 121 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 111 | 107 | 100 |
| Health | 137 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 107 | 108 | 100 |
| Utilities | 109 | 109 | 100 |
Thurmont Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Thurmont Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Thurmont, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Thurmont is $397,681.
The Median Rent in Thurmont is $927.
The Median Income in Thurmont is $98,125.
The Home Value To Income in Thurmont is 4.1x.
The Rent To Monthly Income in Thurmont is 0.11x.
Thurmont, MD Costs By Category
Detailed Thurmont Services costs vs. Maryland
Detailed Thurmont Groceries costs vs. Maryland
Detailed Thurmont Health costs vs. Maryland
Detailed Thurmont Transportation costs vs. Maryland
Thurmont SnackAbility
Cost Of Living In Cities Around Thurmont
The cost of living varies in the cities and towns around Thurmont. Here's a quick look at the cost of living in the most populous nearby places:
Frederick, MD has a cost of living index of 118, 1.0x Thurmont.
Ballenger Creek, MD has a cost of living index of 124, 1.1x Thurmont.
Linganore, MD has a cost of living index of 139, 1.2x Thurmont.
| City | Population | Cost Of Living | Vs. Thurmont |
|---|---|---|---|
| Frederick, MD | 83,395 | 118 | 1.0x |
| Ballenger Creek, MD | 26,390 | 124 | 1.1x |
| Linganore, MD | 14,444 | 139 | 1.2x |
| Waynesboro, PA | 11,047 | 99 | 0.8x |
| Halfway, MD | 10,849 | 106 | 0.9x |
| Robinwood, MD | 8,042 | 114 | 1.0x |
| Taneytown, MD | 7,932 | 113 | 1.0x |
| Fountainhead-Orchard Hills, MD | 6,567 | 114 | 1.0x |
| Walkersville, MD | 6,414 | 126 | 1.1x |
| Spring Ridge, MD | 5,922 | 133 | 1.1x |
