What is the cost of living in Westminster, MD?
According to the most recent data on the cost of living, Westminster has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Maryland, Westminster has a cost of living index that's 0.9x lower than Maryland's index of 121.
The standard of living in Westminster ranks as #32 most affordable out of the 195 places we measured in Maryland. By definition, that implies Westminster ranks as the #163 most expensive place in the Old Line State.
For more reading on life in Westminster, check out:
Westminster Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Westminster. Here is how it fares on each of the criteria:
The Services index in Westminster is 108.
The Groceries index in Westminster is 110.
The Health index in Westminster is 133.
The Housing index in Westminster is 108.
The Transportation index in Westminster is 109.
The Utilities index in Westminster is 105.
| Living Expense | Westminster | Maryland | National Average |
|---|---|---|---|
| Overall | 114 | 121 | 100 |
| Services | 108 | 104 | 100 |
| Groceries | 110 | 107 | 100 |
| Health | 133 | 152 | 100 |
| Housing | 108 | 109 | 100 |
| Transportation | 109 | 108 | 100 |
| Utilities | 105 | 109 | 100 |
Westminster Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Westminster Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Westminster, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Westminster is $462,868.
The Median Rent in Westminster is $1,476.
The Median Income in Westminster is $86,219.
The Home Value To Income in Westminster is 5.4x.
The Rent To Monthly Income in Westminster is 0.21x.
| Statistic | Westminster | Maryland | United States |
|---|---|---|---|
| Median Home Value | $462,868 | $429,704 | $332,700 |
| Median Rent | $1,476 | $1,705 | $1,413 |
| Median Income | $86,219 | $103,678 | $80,734 |
| Home Value To Income | 5.4x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Westminster, MD Costs By Category
Detailed Westminster Services costs vs. Maryland
| Item | Westminster | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Westminster Groceries costs vs. Maryland
| Item | Westminster | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Westminster Health costs vs. Maryland
| Item | Westminster | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Westminster Transportation costs vs. Maryland
| Item | Westminster | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Westminster Utilities costs vs. Maryland
| Item | Westminster | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Westminster SnackAbility
Cost Of Living In Cities Around Westminster
The cost of living varies in the cities and towns around Westminster. Here's a quick look at the cost of living in the most populous nearby places:
Randallstown, MD has a cost of living index of 117, 1.0x Westminster.
Eldersburg, MD has a cost of living index of 134, 1.2x Westminster.
Reisterstown, MD has a cost of living index of 115, 1.0x Westminster.
| City | Population | Cost Of Living | Vs. Westminster |
|---|---|---|---|
| Randallstown, MD | 35,957 | 117 | 1.0x |
| Eldersburg, MD | 31,695 | 134 | 1.2x |
| Reisterstown, MD | 25,582 | 115 | 1.0x |
| Hanover, PA | 16,584 | 98 | 0.9x |
| Linganore, MD | 14,444 | 139 | 1.2x |
| Mount Airy, MD | 9,805 | 137 | 1.2x |
| Garrison, MD | 9,469 | 122 | 1.1x |
| Parkville, PA | 8,128 | 98 | 0.9x |
| Taneytown, MD | 7,932 | 113 | 1.0x |
| Hampstead, MD | 6,251 | 112 | 1.0x |
