Westphalia, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Westphalia, MD Summary

Cost of living in Westphalia research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westphalia is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Westphalia is 137, with 100 being the average.

  • The cost of living index in Westphalia is 1.4x higher than the national average.

  • Westphalia ranks as the #147 cheapest in Maryland out of 194.

  • Westphalia ranks as the #5,293 cheapest out of 6,489 in the US.

  • The median home value in Westphalia is $514,186.

  • The median income in Westphalia is $158,055.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
137
Westphalia's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Westphalia, MD?

According to the most recent data on the cost of living, Westphalia has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.

Compared to Maryland, Westphalia has a cost of living index that's 1.1x higher than Maryland's index of 121.

The standard of living in Westphalia ranks as #147 most affordable out of the 194 places we measured in Maryland. By definition, that implies Westphalia ranks as the #47 most expensive place in the Old Line State.

For more reading on life in Westphalia, check out:

147 out of 194
In Maryland
5,293 out of 6,489
In America

Westphalia Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Westphalia. Here is how it fairs on each of the criteria:

  • The Services index in Westphalia is 115.

  • The Groceries index in Westphalia is 105.

  • The Health index in Westphalia is 109.

  • The Housing index in Westphalia is 195.

  • The Transportation index in Westphalia is 107.

  • The Utilities index in Westphalia is 112.

Living Expense Westphalia Maryland National Average
Overall 137 121 100
Services 115 105 100
Groceries 105 107 100
Health 109 96 100
Housing 195 150 100
Transportation 107 99 100
Utilities 112 113 100
For more reading on cost of living around Maryland, check out:
Westphalia Cost of Living Vs. MD

Westphalia, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Westphalia is $514,186.

  • The Median Rent in Westphalia is $1,947.

  • The Median Income in Westphalia is $158,055.

  • The Home Value To Income in Westphalia is 3.3x.

  • The Rent To Monthly Income in Westphalia is 0.15x.

Statistic Westphalia Maryland United States
Median Home Value $514,186 $427,628 $303,400
Median Rent $1,947 $1,662 $1,348
Median Income $158,055 $101,652 $78,538
Home Value To Income 3.3x 4.2x 3.9x
Rent To Monthly Income 0.15x 0.2x 0.21x
$514,186
Median Home Value
$1,947
Median Rent
$158,055
Median Income

Westphalia, MD Costs By Category

Detailed Westphalia Services Costs Vs. Maryland

Item Westphalia Maryland
Shampoo $1.63 $1.28
Movie $15.72 $12.13
Bowling $24.56 $18
Haircut $41.31 $24.26
Beauty Salon $73.33 $45.56

Detailed Westphalia Groceries Costs Vs. Maryland

Item Westphalia Maryland
Ground Beef $5.72 $5.84
Fried Chicken $1.31 $1.57
Milk $4.83 $4.67
Potatoes $5.15 $4.93
Pizza $12.83 $12.09
Beer $11.41 $10.41
Toothpaste $3.7 $3.7

Detailed Westphalia Health Costs Vs. Maryland

Item Westphalia Maryland
Optometrist $112.83 $125.68
Doctor $156.21 $135.78
Dentist $135.09 $113.29

Detailed Westphalia Transportation Costs Vs. Maryland

Item Westphalia Maryland
Gasoline $3.37 $3.46
Tire Balancing $75.27 $59.92

Detailed Westphalia Utilities Costs Vs. Maryland

Item Westphalia Maryland
All Electricity $227.7 $193.99
Phone $190.71 $192.25

Westphalia SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
8.5
Diversity
8
Safety
N/A
Amenities
7
Education
8.5
Commute
2

Cost Of Living In Cities Around Westphalia

The cost of living varies in the cities and towns around Westphalia. Here's a quick look at the cost of living in the most populous nearby places:

  • Bethesda, MD has a cost of living index of 202, 1.5x Westphalia.

  • North Laurel, MD has a cost of living index of 132, 1.0x Westphalia.

  • Kemp Mill, MD has a cost of living index of 145, 1.1x Westphalia.

City Population Cost Of Living Vs. Westphalia
Bethesda, MD 67,403 202 1.5x
North Laurel, MD 25,201 132 1.0x
Kemp Mill, MD 14,437 145 1.1x
Colesville, MD 14,075 140 1.0x
Kettering, MD 13,866 137 1.0x
Brock Hall, MD 13,400 157 1.1x
Largo, MD 11,753 124 0.9x
Forestville, MD 10,839 123 0.9x
Chevy Chase, MD 9,484 257 1.9x
South Kensington, MD 8,057 191 1.4x

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