What is the cost of living in Dearborn, MI?
According to the most recent data on the cost of living, Dearborn has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Michigan, Dearborn has a cost of living index that's 1.1x higher than Michigan's index of 91.
The standard of living in Dearborn ranks as #121 most affordable out of the 179 places we measured in Michigan. By definition, that implies Dearborn ranks as the #58 most expensive place in the Wolverine State.
For more reading on life in Dearborn, check out:
Dearborn Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Dearborn. Here is how it fares on each of the criteria:
The Services index in Dearborn is 101.
The Groceries index in Dearborn is 97.
The Health index in Dearborn is 91.
The Housing index in Dearborn is 99.
The Transportation index in Dearborn is 105.
The Utilities index in Dearborn is 93.
| Living Expense | Dearborn | Michigan | National Average |
|---|---|---|---|
| Overall | 97 | 91 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 91 | 75 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 105 | 101 | 100 |
| Utilities | 93 | 98 | 100 |
Dearborn Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Dearborn Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Dearborn, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Dearborn is $245,068.
The Median Rent in Dearborn is $1,327.
The Median Income in Dearborn is $65,324.
The Home Value To Income in Dearborn is 3.8x.
The Rent To Monthly Income in Dearborn is 0.24x.
Dearborn, MI Costs By Category
Detailed Dearborn Services costs vs. Michigan
Detailed Dearborn Groceries costs vs. Michigan
Detailed Dearborn Health costs vs. Michigan
Detailed Dearborn Transportation costs vs. Michigan
Dearborn SnackAbility
Cost Of Living In Cities Around Dearborn
The cost of living varies in the cities and towns around Dearborn. Here's a quick look at the cost of living in the most populous nearby places:
Detroit, MI has a cost of living index of 83, 0.9x Dearborn.
Troy, MI has a cost of living index of 114, 1.2x Dearborn.
Novi, MI has a cost of living index of 116, 1.2x Dearborn.
| City | Population | Cost Of Living | Vs. Dearborn |
|---|---|---|---|
| Detroit, MI | 638,530 | 83 | 0.9x |
| Troy, MI | 87,898 | 114 | 1.2x |
| Novi, MI | 66,717 | 116 | 1.2x |
| Taylor, MI | 62,081 | 88 | 0.9x |
| Dearborn Heights, MI | 61,771 | 93 | 1.0x |
| Royal Oak, MI | 57,950 | 107 | 1.1x |
| Lincoln Park, MI | 39,257 | 87 | 0.9x |
| Allen Park, MI | 27,925 | 94 | 1.0x |
| Inkster, MI | 25,428 | 84 | 0.9x |
| Birmingham, MI | 21,763 | 146 | 1.5x |
