What is the cost of living in Freeland, MI?
According to the most recent data on the cost of living, Freeland has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Michigan, Freeland has a cost of living index that's 1.1x higher than Michigan's index of 91.
The standard of living in Freeland ranks as #128 most affordable out of the 179 places we measured in Michigan. By definition, that implies Freeland ranks as the #51 most expensive place in the Wolverine State.
For more reading on life in Freeland, check out:
Freeland Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Freeland. Here is how it fares on each of the criteria:
The Services index in Freeland is 97.
The Groceries index in Freeland is 98.
The Health index in Freeland is 93.
The Housing index in Freeland is 92.
The Transportation index in Freeland is 98.
The Utilities index in Freeland is 96.
| Living Expense | Freeland | Michigan | National Average |
|---|---|---|---|
| Overall | 98 | 91 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 98 | 98 | 100 |
| Health | 93 | 75 | 100 |
| Housing | 92 | 98 | 100 |
| Transportation | 98 | 101 | 100 |
| Utilities | 96 | 98 | 100 |
Freeland Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Freeland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Freeland, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Freeland is $295,712.
The Median Rent in Freeland is $1,245.
The Median Income in Freeland is $110,547.
The Home Value To Income in Freeland is 2.7x.
The Rent To Monthly Income in Freeland is 0.14x.
Freeland, MI Costs By Category
Detailed Freeland Services costs vs. Michigan
Detailed Freeland Groceries costs vs. Michigan
Detailed Freeland Health costs vs. Michigan
Detailed Freeland Transportation costs vs. Michigan
Freeland SnackAbility
Cost Of Living In Cities Around Freeland
The cost of living varies in the cities and towns around Freeland. Here's a quick look at the cost of living in the most populous nearby places:
Saginaw, MI has a cost of living index of 79, 0.8x Freeland.
Midland, MI has a cost of living index of 92, 0.9x Freeland.
Shields, MI has a cost of living index of 90, 0.9x Freeland.
| City | Population | Cost Of Living | Vs. Freeland |
|---|---|---|---|
| Saginaw, MI | 43,536 | 79 | 0.8x |
| Midland, MI | 42,724 | 92 | 0.9x |
| Shields, MI | 7,402 | 90 | 0.9x |
| Bridgeport, MI | 6,884 | 80 | 0.8x |
| Buena Vista, MI | 5,798 | 82 | 0.8x |








