What is the cost of living in Hamtramck, MI?
According to the most recent data on the cost of living, Hamtramck has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Michigan, Hamtramck has a cost of living index that's 0.9x lower than Michigan's index of 91.
The standard of living in Hamtramck ranks as #41 most affordable out of the 179 places we measured in Michigan. By definition, that implies Hamtramck ranks as the #138 most expensive place in the Wolverine State.
For more reading on life in Hamtramck, check out:
Hamtramck Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Hamtramck. Here is how it fares on each of the criteria:
The Services index in Hamtramck is 98.
The Groceries index in Hamtramck is 99.
The Health index in Hamtramck is 52.
The Housing index in Hamtramck is 95.
The Transportation index in Hamtramck is 103.
The Utilities index in Hamtramck is 99.
| Living Expense | Hamtramck | Michigan | National Average |
|---|---|---|---|
| Overall | 86 | 91 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 52 | 75 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 99 | 98 | 100 |
Hamtramck Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Hamtramck Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hamtramck, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hamtramck is $164,410.
The Median Rent in Hamtramck is $989.
The Median Income in Hamtramck is $39,293.
The Home Value To Income in Hamtramck is 4.2x.
The Rent To Monthly Income in Hamtramck is 0.3x.
Hamtramck, MI Costs By Category
Detailed Hamtramck Services costs vs. Michigan
Detailed Hamtramck Groceries costs vs. Michigan
Detailed Hamtramck Health costs vs. Michigan
Detailed Hamtramck Transportation costs vs. Michigan
Hamtramck SnackAbility
Cost Of Living In Cities Around Hamtramck
The cost of living varies in the cities and towns around Hamtramck. Here's a quick look at the cost of living in the most populous nearby places:
Detroit, MI has a cost of living index of 83, 1.0x Hamtramck.
Warren, MI has a cost of living index of 95, 1.1x Hamtramck.
Livonia, MI has a cost of living index of 101, 1.2x Hamtramck.
| City | Population | Cost Of Living | Vs. Hamtramck |
|---|---|---|---|
| Detroit, MI | 638,530 | 83 | 1.0x |
| Warren, MI | 137,928 | 95 | 1.1x |
| Livonia, MI | 93,851 | 101 | 1.2x |
| Troy, MI | 87,898 | 114 | 1.3x |
| Rochester Hills, MI | 77,089 | 118 | 1.4x |
| Royal Oak, MI | 57,950 | 107 | 1.2x |
| Eastpointe, MI | 33,982 | 87 | 1.0x |
| Birmingham, MI | 21,763 | 146 | 1.7x |
| Ferndale, MI | 19,190 | 101 | 1.2x |
| Berkley, MI | 15,149 | 105 | 1.2x |








