What is the cost of living in Ionia, MI?
According to the most recent data on the cost of living, Ionia has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Michigan, Ionia has a cost of living index that's 1.0x lower than Michigan's index of 91.
The standard of living in Ionia ranks as #71 most affordable out of the 179 places we measured in Michigan. By definition, that implies Ionia ranks as the #108 most expensive place in the Wolverine State.
For more reading on life in Ionia, check out:
Ionia Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Ionia. Here is how it fares on each of the criteria:
The Services index in Ionia is 100.
The Groceries index in Ionia is 99.
The Health index in Ionia is 66.
The Housing index in Ionia is 100.
The Transportation index in Ionia is 102.
The Utilities index in Ionia is 97.
| Living Expense | Ionia | Michigan | National Average |
|---|---|---|---|
| Overall | 90 | 91 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 66 | 75 | 100 |
| Housing | 100 | 98 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 97 | 98 | 100 |
Ionia Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Ionia Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ionia, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ionia is $222,836.
The Median Rent in Ionia is $852.
The Median Income in Ionia is $63,978.
The Home Value To Income in Ionia is 3.5x.
The Rent To Monthly Income in Ionia is 0.16x.
Ionia, MI Costs By Category
Detailed Ionia Services costs vs. Michigan
Detailed Ionia Groceries costs vs. Michigan
Detailed Ionia Health costs vs. Michigan
Detailed Ionia Transportation costs vs. Michigan
Ionia SnackAbility
Cost Of Living In Cities Around Ionia
The cost of living varies in the cities and towns around Ionia. Here's a quick look at the cost of living in the most populous nearby places:
Forest Hills, MI has a cost of living index of 120, 1.3x Ionia.
Okemos, MI has a cost of living index of 107, 1.2x Ionia.
Holt, MI has a cost of living index of 98, 1.1x Ionia.
| City | Population | Cost Of Living | Vs. Ionia |
|---|---|---|---|
| Forest Hills, MI | 28,695 | 120 | 1.3x |
| Okemos, MI | 26,396 | 107 | 1.2x |
| Holt, MI | 25,316 | 98 | 1.1x |
| Jenison, MI | 17,582 | 102 | 1.1x |
| Northview, MI | 15,268 | 100 | 1.1x |
| East Grand Rapids, MI | 11,445 | 125 | 1.4x |
| Mason, MI | 8,249 | 95 | 1.1x |
| Hudsonville, MI | 7,769 | 95 | 1.1x |
| Byron Center, MI | 7,403 | 110 | 1.2x |
| Rockford, MI | 6,218 | 105 | 1.2x |
