What is the cost of living in St. Clair, MI?
According to the most recent data on the cost of living, St. Clair has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Michigan, St. Clair has a cost of living index that's 1.1x higher than Michigan's index of 91.
The standard of living in St. Clair ranks as #128 most affordable out of the 179 places we measured in Michigan. By definition, that implies St. Clair ranks as the #51 most expensive place in the Wolverine State.
For more reading on life in St. Clair, check out:
St. Clair Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in St. Clair. Here is how it fares on each of the criteria:
The Services index in St. Clair is 96.
The Groceries index in St. Clair is 92.
The Health index in St. Clair is 91.
The Housing index in St. Clair is 101.
The Transportation index in St. Clair is 102.
The Utilities index in St. Clair is 98.
| Living Expense | St. Clair | Michigan | National Average |
|---|---|---|---|
| Overall | 98 | 91 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 92 | 98 | 100 |
| Health | 91 | 75 | 100 |
| Housing | 101 | 98 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 98 | 98 | 100 |
St. Clair Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in St. Clair Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Clair, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Clair is $311,687.
The Median Rent in St. Clair is $1,113.
The Median Income in St. Clair is $69,688.
The Home Value To Income in St. Clair is 4.5x.
The Rent To Monthly Income in St. Clair is 0.19x.
St. Clair, MI Costs By Category
Detailed St. Clair Services costs vs. Michigan
Detailed St. Clair Groceries costs vs. Michigan
Detailed St. Clair Health costs vs. Michigan
Detailed St. Clair Transportation costs vs. Michigan
St. Clair SnackAbility
Cost Of Living In Cities Around St. Clair
The cost of living varies in the cities and towns around St. Clair. Here's a quick look at the cost of living in the most populous nearby places:
Troy, MI has a cost of living index of 114, 1.2x St. Clair.
Rochester Hills, MI has a cost of living index of 118, 1.2x St. Clair.
Royal Oak, MI has a cost of living index of 107, 1.1x St. Clair.
| City | Population | Cost Of Living | Vs. St. Clair |
|---|---|---|---|
| Troy, MI | 87,898 | 114 | 1.2x |
| Rochester Hills, MI | 77,089 | 118 | 1.2x |
| Royal Oak, MI | 57,950 | 107 | 1.1x |
| Port Huron, MI | 28,620 | 89 | 0.9x |
| Birmingham, MI | 21,763 | 146 | 1.5x |
| Berkley, MI | 15,149 | 105 | 1.1x |
| Rochester, MI | 12,934 | 124 | 1.3x |
| New Baltimore, MI | 12,072 | 103 | 1.1x |
| Clawson, MI | 11,374 | 101 | 1.0x |
| Grosse Pointe Park, MI | 11,319 | 123 | 1.3x |
