Bemidji, MN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Bemidji, MN Summary

Cost of living in Bemidji research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bemidji is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bemidji is 89, with 100 being the average.

  • The cost of living index in Bemidji is 0.9x lower than the national average.

  • Bemidji ranks as the #7 cheapest in Minnesota out of 148.

  • Bemidji ranks as the #1,060 cheapest out of 6,489 in the US.

  • The median home value in Bemidji is $213,786.

  • The median income in Bemidji is $53,850.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
89
Bemidji's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Bemidji, MN?

According to the most recent data on the cost of living, Bemidji has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Minnesota, Bemidji has a cost of living index that's 0.9x lower than Minnesota's index of 97.

The standard of living in Bemidji ranks as #7 most affordable out of the 148 places we measured in Minnesota. By definition, that implies Bemidji ranks as the #141 most expensive place in the North Star State.

For more reading on life in Bemidji, check out:

7 out of 148
In Minnesota
1,060 out of 6,489
In America

Bemidji Cost Of Living Vs. Minnesota

Six factors go into calculating the cost of living index in Bemidji. Here is how it fairs on each of the criteria:

  • The Services index in Bemidji is 90.

  • The Groceries index in Bemidji is 95.

  • The Health index in Bemidji is 105.

  • The Housing index in Bemidji is 83.

  • The Transportation index in Bemidji is 96.

  • The Utilities index in Bemidji is 111.

Living Expense Bemidji Minnesota National Average
Overall 89 97 100
Services 90 101 100
Groceries 95 99 100
Health 105 110 100
Housing 83 100 100
Transportation 96 95 100
Utilities 111 94 100
For more reading on cost of living around Minnesota, check out:
Bemidji Cost of Living Vs. MN

Bemidji, MN Housing Cost Breakdown

Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Bemidji is $213,786.

  • The Median Rent in Bemidji is $1,004.

  • The Median Income in Bemidji is $53,850.

  • The Home Value To Income in Bemidji is 4.0x.

  • The Rent To Monthly Income in Bemidji is 0.22x.

Statistic Bemidji Minnesota United States
Median Home Value $213,786 $344,484 $303,400
Median Rent $1,004 $1,235 $1,348
Median Income $53,850 $87,556 $78,538
Home Value To Income 4.0x 3.9x 3.9x
Rent To Monthly Income 0.22x 0.17x 0.21x
$213,786
Median Home Value
$1,004
Median Rent
$53,850
Median Income

Bemidji, MN Costs By Category

Detailed Bemidji Services Costs Vs. Minnesota

Item Bemidji Minnesota
Shampoo $1.04 $1.28
Movie $8.02 $12.13
Bowling $20.0 $18
Haircut $22.5 $24.26
Beauty Salon $38.0 $45.56

Detailed Bemidji Groceries Costs Vs. Minnesota

Item Bemidji Minnesota
Ground Beef $5.52 $5.84
Fried Chicken $1.38 $1.57
Milk $4.48 $4.67
Potatoes $4.94 $4.93
Pizza $10.49 $12.09
Beer $10.11 $10.41
Toothpaste $3.88 $3.7

Detailed Bemidji Health Costs Vs. Minnesota

Item Bemidji Minnesota
Optometrist $140.67 $125.68
Doctor $169.5 $135.78
Dentist $96.0 $113.29

Detailed Bemidji Transportation Costs Vs. Minnesota

Item Bemidji Minnesota
Gasoline $3.27 $3.46
Tire Balancing $57.0 $59.92

Detailed Bemidji Utilities Costs Vs. Minnesota

Item Bemidji Minnesota
All Electricity $222.79 $193.99
Phone $191.52 $192.25

Bemidji SnackAbility

4
/10
Overall SnackAbility
Jobs
5/10
Housing
7
Affordability
4
Diversity
8
Safety
3
Amenities
8
Education
8
Commute
9.5

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