What is the cost of living in Bemidji, MN?
According to the most recent data on the cost of living, Bemidji has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Minnesota, Bemidji has a cost of living index that's 1.0x lower than Minnesota's index of 101.
The standard of living in Bemidji ranks as #24 most affordable out of the 151 places we measured in Minnesota. By definition, that implies Bemidji ranks as the #127 most expensive place in the North Star State.
For more reading on life in Bemidji, check out:
Bemidji Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Bemidji. Here is how it fares on each of the criteria:
The Services index in Bemidji is 102.
The Groceries index in Bemidji is 99.
The Health index in Bemidji is 79.
The Housing index in Bemidji is 100.
The Transportation index in Bemidji is 104.
The Utilities index in Bemidji is 100.
| Living Expense | Bemidji | Minnesota | National Average |
|---|---|---|---|
| Overall | 96 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 79 | 99 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 100 | 101 | 100 |
Bemidji Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in Bemidji Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bemidji, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bemidji is $213,683.
The Median Rent in Bemidji is $1,067.
The Median Income in Bemidji is $55,405.
The Home Value To Income in Bemidji is 3.9x.
The Rent To Monthly Income in Bemidji is 0.23x.
