Chisago City, MN Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Chisago City, MN Summary

Cost of living in Chisago City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chisago City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Chisago City is 110, with 100 being the average.

  • The cost of living index in Chisago City is 1.1x higher than the national average.

  • Chisago City ranks as the #98 cheapest in Minnesota out of 148.

  • Chisago City ranks as the #3,657 cheapest out of 6,489 in the US.

  • The median home value in Chisago City is $439,871.

  • The median income in Chisago City is $96,964.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
110
Chisago City's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Chisago City, MN?

According to the most recent data on the cost of living, Chisago City has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to Minnesota, Chisago City has a cost of living index that's 1.1x higher than Minnesota's index of 97.

The standard of living in Chisago City ranks as #98 most affordable out of the 148 places we measured in Minnesota. By definition, that implies Chisago City ranks as the #50 most expensive place in the North Star State.

For more reading on life in Chisago City, check out:

98 out of 148
In Minnesota
3,657 out of 6,489
In America

Chisago City Cost Of Living Vs. Minnesota

Six factors go into calculating the cost of living index in Chisago City. Here is how it fairs on each of the criteria:

  • The Services index in Chisago City is 96.

  • The Groceries index in Chisago City is 99.

  • The Health index in Chisago City is 101.

  • The Housing index in Chisago City is 137.

  • The Transportation index in Chisago City is 98.

  • The Utilities index in Chisago City is 96.

Living Expense Chisago City Minnesota National Average
Overall 110 97 100
Services 96 101 100
Groceries 99 99 100
Health 101 110 100
Housing 137 100 100
Transportation 98 95 100
Utilities 96 94 100
For more reading on cost of living around Minnesota, check out:
Chisago City Cost of Living Vs. MN

Chisago City, MN Housing Cost Breakdown

Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Chisago City is $439,871.

  • The Median Rent in Chisago City is $1,163.

  • The Median Income in Chisago City is $96,964.

  • The Home Value To Income in Chisago City is 4.5x.

  • The Rent To Monthly Income in Chisago City is 0.14x.

Statistic Chisago City Minnesota United States
Median Home Value $439,871 $344,484 $303,400
Median Rent $1,163 $1,235 $1,348
Median Income $96,964 $87,556 $78,538
Home Value To Income 4.5x 3.9x 3.9x
Rent To Monthly Income 0.14x 0.17x 0.21x
$439,871
Median Home Value
$1,163
Median Rent
$96,964
Median Income

Chisago City, MN Costs By Category

Detailed Chisago City Services Costs Vs. Minnesota

Item Chisago City Minnesota
Shampoo $1.3 $1.28
Movie $13.47 $12.13
Bowling $21.5 $18
Haircut $28.67 $24.26
Beauty Salon $34.55 $45.56

Detailed Chisago City Groceries Costs Vs. Minnesota

Item Chisago City Minnesota
Ground Beef $5.49 $5.84
Fried Chicken $1.35 $1.57
Milk $4.63 $4.67
Potatoes $4.98 $4.93
Pizza $12.49 $12.09
Beer $9.36 $10.41
Toothpaste $3.75 $3.7

Detailed Chisago City Health Costs Vs. Minnesota

Item Chisago City Minnesota
Optometrist $145.44 $125.68
Doctor $229.08 $135.78
Dentist $108.67 $113.29

Detailed Chisago City Transportation Costs Vs. Minnesota

Item Chisago City Minnesota
Gasoline $3.38 $3.46
Tire Balancing $61.74 $59.92

Detailed Chisago City Utilities Costs Vs. Minnesota

Item Chisago City Minnesota
All Electricity $175.38 $193.99
Phone $187.39 $192.25

Chisago City SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
8
Diversity
5
Safety
N/A
Amenities
6
Education
8.5
Commute
4

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