What is the cost of living in Chisago City, MN?
According to the most recent data on the cost of living, Chisago City has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.
Compared to Minnesota, Chisago City has a cost of living index that's 1.1x higher than Minnesota's index of 101.
The standard of living in Chisago City ranks as #91 most affordable out of the 151 places we measured in Minnesota. By definition, that implies Chisago City ranks as the #60 most expensive place in the North Star State.
For more reading on life in Chisago City, check out:
Chisago City Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Chisago City. Here is how it fares on each of the criteria:
The Services index in Chisago City is 99.
The Groceries index in Chisago City is 99.
The Health index in Chisago City is 137.
The Housing index in Chisago City is 98.
The Transportation index in Chisago City is 109.
The Utilities index in Chisago City is 101.
| Living Expense | Chisago City | Minnesota | National Average |
|---|---|---|---|
| Overall | 110 | 101 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 137 | 99 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 109 | 103 | 100 |
| Utilities | 101 | 101 | 100 |
Chisago City Cost Of Living Compared To Minnesota Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Minnesota, check out:
Protect your home budget Compare home warranties in Chisago City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Chisago City, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chisago City is $435,543.
The Median Rent in Chisago City is $1,321.
The Median Income in Chisago City is $102,197.
The Home Value To Income in Chisago City is 4.3x.
The Rent To Monthly Income in Chisago City is 0.16x.
| Statistic | Chisago City | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $435,543 | $346,667 | $332,700 |
| Median Rent | $1,321 | $1,280 | $1,413 |
| Median Income | $102,197 | $89,062 | $80,734 |
| Home Value To Income | 4.3x | 3.9x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.17x | 0.21x |
Chisago City, MN Costs By Category
Detailed Chisago City Services costs vs. Minnesota
| Item | Chisago City | Minnesota |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $13.47 | $12.13 |
| Bowling | $21.5 | $18 |
| Haircut | $28.67 | $24.26 |
| Beauty Salon | $34.55 | $45.56 |
Detailed Chisago City Groceries costs vs. Minnesota
| Item | Chisago City | Minnesota |
|---|---|---|
| Ground Beef | $5.49 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $9.36 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Chisago City Health costs vs. Minnesota
| Item | Chisago City | Minnesota |
|---|---|---|
| Optometrist | $145.44 | $125.68 |
| Doctor | $229.08 | $135.78 |
| Dentist | $108.67 | $113.29 |
Detailed Chisago City Transportation costs vs. Minnesota
| Item | Chisago City | Minnesota |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $61.74 | $59.92 |
Detailed Chisago City Utilities costs vs. Minnesota
| Item | Chisago City | Minnesota |
|---|---|---|
| All Electricity | $175.38 | $193.99 |
| Phone | $187.39 | $192.25 |
