Stillwater, MN Cost Of Living
Cost Of Living In Stillwater, MN Summary
Cost of living in Stillwater research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Stillwater is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Stillwater is 113, with 100 being the average.
The cost of living index in Stillwater is 1.1x higher than the national average.
Stillwater ranks as the #113 cheapest in Minnesota out of 148.
Stillwater ranks as the #3,948 cheapest out of 6,489 in the US.
The median home value in Stillwater is $438,935.
The median income in Stillwater is $109,297.
Table Of Contents
Stillwater's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Stillwater, MN?
According to the most recent data on the cost of living, Stillwater has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Minnesota, Stillwater has a cost of living index that's 1.2x higher than Minnesota's index of 97.
The standard of living in Stillwater ranks as #113 most affordable out of the 148 places we measured in Minnesota. By definition, that implies Stillwater ranks as the #35 most expensive place in the North Star State.
For more reading on life in Stillwater, check out:
In Minnesota
In America
Stillwater Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in Stillwater. Here is how it fairs on each of the criteria:
The Services index in Stillwater is 96.
The Groceries index in Stillwater is 97.
The Health index in Stillwater is 102.
The Housing index in Stillwater is 148.
The Transportation index in Stillwater is 98.
The Utilities index in Stillwater is 94.
| Living Expense | Stillwater | Minnesota | National Average | |
|---|---|---|---|---|
| Overall | 113 | 97 | 100 | |
| Services | 96 | 101 | 100 | |
| Groceries | 97 | 99 | 100 | |
| Health | 102 | 110 | 100 | |
| Housing | 148 | 100 | 100 | |
| Transportation | 98 | 95 | 100 | |
| Utilities | 94 | 94 | 100 | |
Stillwater, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Stillwater is $438,935.
The Median Rent in Stillwater is $1,408.
The Median Income in Stillwater is $109,297.
The Home Value To Income in Stillwater is 4.0x.
The Rent To Monthly Income in Stillwater is 0.15x.
| Statistic | Stillwater | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $438,935 | $344,484 | $303,400 |
| Median Rent | $1,408 | $1,235 | $1,348 |
| Median Income | $109,297 | $87,556 | $78,538 |
| Home Value To Income | 4.0x | 3.9x | 3.9x |
| Rent To Monthly Income | 0.15x | 0.17x | 0.21x |
Median Home Value
Median Rent
Median Income
Stillwater, MN Costs By Category
Detailed Stillwater Services Costs Vs. Minnesota
| Item | Stillwater | Minnesota |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $13.47 | $12.13 |
| Bowling | $21.5 | $18 |
| Haircut | $28.67 | $24.26 |
| Beauty Salon | $34.55 | $45.56 |
Detailed Stillwater Groceries Costs Vs. Minnesota
| Item | Stillwater | Minnesota |
|---|---|---|
| Ground Beef | $5.49 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $9.36 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Stillwater Health Costs Vs. Minnesota
| Item | Stillwater | Minnesota |
|---|---|---|
| Optometrist | $145.44 | $125.68 |
| Doctor | $229.08 | $135.78 |
| Dentist | $108.67 | $113.29 |
Detailed Stillwater Transportation Costs Vs. Minnesota
| Item | Stillwater | Minnesota |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $61.74 | $59.92 |
Detailed Stillwater Utilities Costs Vs. Minnesota
| Item | Stillwater | Minnesota |
|---|---|---|
| All Electricity | $175.38 | $193.99 |
| Phone | $187.39 | $192.25 |
Stillwater SnackAbility
/10
Cost Of Living In Cities Around Stillwater
The cost of living varies in the cities and towns around Stillwater. Here's a quick look at the cost of living in the most populous nearby places:
Woodbury, MN has a cost of living index of 122, 1.1x Stillwater.
Cottage Grove, MN has a cost of living index of 110, 1.0x Stillwater.
Roseville, MN has a cost of living index of 108, 1.0x Stillwater.
| City | Population | Cost Of Living | Vs. Stillwater |
|---|---|---|---|
| Woodbury, MN | 76,945 | 122 | 1.1x |
| Cottage Grove, MN | 40,124 | 110 | 1.0x |
| Roseville, MN | 35,905 | 108 | 1.0x |
| Shoreview, MN | 26,724 | 111 | 1.0x |
| Lino Lakes, MN | 21,847 | 117 | 1.0x |
| Hugo, MN | 16,076 | 112 | 1.0x |
| Lake Elmo, MN | 12,504 | 128 | 1.1x |
| Mendota Heights, MN | 11,644 | 122 | 1.1x |
| Arden Hills, MN | 9,737 | 118 | 1.0x |
| Mahtomedi, MN | 8,108 | 122 | 1.1x |
